healthcosts.net

Urine Culture Test at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$59.54

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$267.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.07 with UPMC Health Plan vs $200.25 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Medicare Advantage $8.07 ↓ -86%
Gila River Health Care Corporation Managed Care Program $8.07 ↓ -86%
Mercy Care Mercy Medicaid $8.07 ↓ -86%
Banner University Health Plan University Care Advantage $8.07 ↓ -86%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $8.07 ↓ -86%
Health Choice Arizona, Inc. Medicare Advantage $8.07 ↓ -86%
Banner University Health Plan AZ Medicaid - AHCCCS $8.07 ↓ -86%
Health Net Medicaid $8.07 ↓ -86%
Health Choice Arizona, Inc. Medicaid $8.07 ↓ -86%
Arizona Physicians IPA Medicaid $8.07 ↓ -86%
United Healthcare UHC Medicare Advantage $8.07 ↓ -86%
Aetna Medicare Advantage $8.07 ↓ -86%
Humana Medicare Advantage $8.07 ↓ -86%
Health Net Medicare $8.07 ↓ -86%
Wellpoint Medicare Advantage HMO $8.07 ↓ -86%
Blue Cross Blue Shield of Arizona Medicare Advantage $8.07 ↓ -86%
Mercy Care Mercy Care Advantage $8.07 ↓ -86%
Arizona Physicians IPA Medicare Advantage $8.07 ↓ -86%
Banner Health Medicare Advantage $8.07 ↓ -86%
Care 1st Medicare Advantage $8.07 ↓ -86%
Kaiser Foundation Health Plan Medicare Advantage $8.07 ↓ -86%
Carelon Medicare Advantage $8.47 ↓ -86%
Devoted Health Services Medicare Advantage $8.47 ↓ -86%
Gold Kidney Health Plan Medicare Advantage $8.88 ↓ -85%
Arizona Priority Care Medicare Advantage $8.88 ↓ -85%
Aetna Qualified Health Plan $10.98 ↓ -82%
United Healthcare Individual Exchange $11.30 ↓ -81%
Health Net Commerical Exchange Product $11.94 ↓ -80%
Health Choice Arizona, Inc. ACA Health Plan $12.11 ↓ -80%
Oscar Health Plan Commercial $13.32 ↓ -78%
Cigna Healthcare of Arizona, Inc. LocalFlex $14.18 ↓ -76%
United Healthcare UHC Doctor's Plan $14.93 ↓ -75%
Cigna Healthcare of Arizona, Inc. Commercial $15.75 ↓ -74%
United Healthcare UHC Core $16.50 ↓ -72%
United Healthcare Commercial $18.16 ↓ -69%
Aetna Joint Venture $27.10 ↓ -54%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $27.76 ↓ -53%
Aetna Designated Group $28.79 ↓ -52%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $29.61 ↓ -50%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $31.09 ↓ -48%
Aetna Broad Network $33.88 ↓ -43%
Blue Cross Blue Shield of Arizona Commercial $37.02 ↓ -38%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $37.02 ↓ -38%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $37.02 ↓ -38%
Aetna Banner Employee Plans $89.71 ↑ +51%
Hospice of the Valley Medicare $93.45 ↑ +57%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $120.15 ↑ +102%
Plotkin Health Plotkin Health $120.15 ↑ +102%
Aetna Medical Rental $140.71 ↑ +136%
Quiktrip Corporation Commercial $144.18 ↑ +142%
Arizona Medical Network Commercial $186.90 ↑ +214%
Provider Network of America Commercial $200.25 ↑ +236%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Urine Culture Test at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $65.15 $8.07 – $200.25
Banner Heart Hospital Mesa $43.79 $8.07 – $200.25
Banner University Medical Center Phoenix Phoenix $59.01 $8.07 – $200.25
Banner University Medical Center Tucson Tucson $20.36 $8.07 – $69.60
Banner University Medical Center South Tucson $14.53 $8.07 – $69.60
Banner Behavioral Health Hospital Scottsdale $156.43 $8.07 – $186.90
Banner Boswell Medical Center Sun City $48.59 $8.07 – $213.60
Banner Casa Grande Medical Center Casa Grande $55.27 $8.07 – $200.25

All Arizona hospitals for this procedure →