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Lower Back (Lumbar Spine) X-ray at Banner University Medical Center Tucson

1625 N Campbell Ave, Tucson, AZ · Banner Health · · NPI 1265820179

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$178.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$594.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.71 with Aetna vs $551.65 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $54.71 ↓ -69%
Mercy Care Mercy Medicaid $79.00 ↓ -56%
Banner University Health Plan AZ Medicaid - AHCCCS $79.00 ↓ -56%
Health Net Medicaid $79.00 ↓ -56%
Health Choice Arizona, Inc. Medicaid $79.00 ↓ -56%
Arizona Physicians IPA Medicaid $79.00 ↓ -56%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $100.39 ↓ -44%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $107.08 ↓ -40%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $112.44 ↓ -37%
UPMC Health Plan Medicare Advantage $113.34 ↓ -36%
Gila River Health Care Corporation Managed Care Program $113.34 ↓ -36%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $113.34 ↓ -36%
Banner University Health Plan University Care Advantage $113.34 ↓ -36%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $113.34 ↓ -36%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $113.34 ↓ -36%
Health Choice Arizona, Inc. Medicare Advantage $113.34 ↓ -36%
United Healthcare UHC Medicare Advantage $113.34 ↓ -36%
Aetna Medicare Advantage $113.34 ↓ -36%
Humana Medicare Advantage $113.34 ↓ -36%
Health Net Medicare $113.34 ↓ -36%
Wellpoint Medicare Advantage HMO $113.34 ↓ -36%
Blue Cross Blue Shield of Arizona Medicare Advantage $113.34 ↓ -36%
Mercy Care Mercy Care Advantage $113.34 ↓ -36%
Arizona Physicians IPA Medicare Advantage $113.34 ↓ -36%
Banner Health Medicare Advantage $113.34 ↓ -36%
Care 1st Medicare Advantage $113.34 ↓ -36%
Kaiser Foundation Health Plan Medicare Advantage $113.34 ↓ -36%
Carelon Medicare Advantage $119.01 ↓ -33%
Devoted Health Services Medicare Advantage $119.01 ↓ -33%
Gold Kidney Health Plan Medicare Advantage $124.67 ↓ -30%
Arizona Priority Care Medicare Advantage $124.67 ↓ -30%
Blue Cross Blue Shield of Arizona Commercial $133.85 ↓ -25%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $133.85 ↓ -25%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $133.85 ↓ -25%
NaphCare Federal Prison System $153.01 ↓ -14%
Aetna Qualified Health Plan $154.14 ↓ -14%
United Healthcare Individual Exchange $158.68 ↓ -11%
Health Net Commerical Exchange Product $167.74 ↓ -6%
Health Choice Arizona, Inc. ACA Health Plan $170.01 ↓ -5%
Oscar Health Plan Commercial $187.01 ↑ +5%
University of Arizona (Kasser Medical Treatment Center) Commerical $207.90 ↑ +17%
Aetna Joint Venture $212.65 ↑ +19%
Aetna Designated Group $238.79 ↑ +34%
Aetna Broad Network $265.52 ↑ +49%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $267.30 ↑ +50%
Plotkin Health Plotkin Health $267.30 ↑ +50%
Aetna Medical Rental $313.04 ↑ +76%
Quiktrip Corporation Commercial $320.76 ↑ +80%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $365.31 ↑ +105%
Provider Network of America Commercial $445.50 ↑ +150%
Arizona Medical Network Commercial $475.20 ↑ +167%
United Healthcare Commercial $551.65 ↑ +210%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Lower Back (Lumbar Spine) X-ray at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center South Tucson $182.95 $54.71 – $475.20
Banner University Medical Center Phoenix Phoenix $124.36 $45.78 – $330.75
Banner Behavioral Health Hospital Scottsdale $258.37 $36.48 – $308.70
Banner Baywood Medical Center Mesa $127.01 $79.00 – $330.75
Banner Casa Grande Medical Center Casa Grande $94.82 $54.71 – $330.75
Banner Boswell Medical Center Sun City $107.60 $79.00 – $352.80
Banner Del Webb Medical Center Sun City West $102.75 $45.78 – $352.80
Banner Desert Medical Center Mesa $123.48 $79.00 – $330.75

All Arizona hospitals for this procedure →