healthcosts.net

Lower Back (Lumbar Spine) X-ray at Banner Boswell Medical Center

10401 West Thunderbird Blvd, Sun City, AZ · Banner Health · · NPI 1952560914

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$107.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$441.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$79.00 with Mercy Care vs $551.65 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mercy Care Mercy Medicaid $79.00 ↓ -27%
Banner University Health Plan AZ Medicaid - AHCCCS $79.00 ↓ -27%
Health Net Medicaid $79.00 ↓ -27%
Health Choice Arizona, Inc. Medicaid $79.00 ↓ -27%
Arizona Physicians IPA Medicaid $79.00 ↓ -27%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $89.85 ↓ -16%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $95.84 ↓ -11%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $100.63 ↓ -6%
UPMC Health Plan Medicare Advantage $113.34 ↑ +5%
Gila River Health Care Corporation Managed Care Program $113.34 ↑ +5%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $113.34 ↑ +5%
Banner University Health Plan University Care Advantage $113.34 ↑ +5%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $113.34 ↑ +5%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $113.34 ↑ +5%
Health Choice Arizona, Inc. Medicare Advantage $113.34 ↑ +5%
Aetna Medicare Advantage $113.34 ↑ +5%
Humana Medicare Advantage $113.34 ↑ +5%
Health Net Medicare $113.34 ↑ +5%
Wellpoint Medicare Advantage HMO $113.34 ↑ +5%
Blue Cross Blue Shield of Arizona Medicare Advantage $113.34 ↑ +5%
Mercy Care Mercy Care Advantage $113.34 ↑ +5%
Arizona Physicians IPA Medicare Advantage $113.34 ↑ +5%
Banner Health Medicare Advantage $113.34 ↑ +5%
United Healthcare Medicare Advantage $113.34 ↑ +5%
Care 1st Medicare Advantage $113.34 ↑ +5%
Kaiser Foundation Health Plan Medicare Advantage $113.34 ↑ +5%
Carelon Medicare Advantage $119.01 ↑ +11%
Devoted Health Services Medicare Advantage $119.01 ↑ +11%
Blue Cross Blue Shield of Arizona Commercial $119.80 ↑ +11%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $119.80 ↑ +11%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $119.80 ↑ +11%
Gold Kidney Health Plan Medicare Advantage $124.67 ↑ +16%
Arizona Priority Care Medicare Advantage $124.67 ↑ +16%
Aetna Banner Employee Plans $148.18 ↑ +38%
Aetna Qualified Health Plan $154.14 ↑ +43%
Hospice of the Valley Medicare $154.35 ↑ +43%
United Healthcare Individual Exchange $158.68 ↑ +47%
Health Net Commerical Exchange Product $167.74 ↑ +56%
Health Choice Arizona, Inc. ACA Health Plan $170.01 ↑ +58%
Oscar Health Plan Commercial $187.01 ↑ +74%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $198.45 ↑ +84%
Plotkin Health Plotkin Health $198.45 ↑ +84%
Aetna Joint Venture $203.74 ↑ +89%
Aetna Designated Group $216.53 ↑ +101%
Aetna Medical Rental $232.41 ↑ +116%
Quiktrip Corporation Commercial $238.14 ↑ +121%
Aetna Broad Network $254.46 ↑ +136%
Cigna Healthcare of Arizona, Inc. LocalFlex $289.74 ↑ +169%
Cigna Healthcare of Arizona, Inc. Commercial $302.97 ↑ +182%
Provider Network of America Commercial $330.75 ↑ +207%
Arizona Medical Network Commercial $352.80 ↑ +228%
United Healthcare UHC Doctor's Plan $467.28 ↑ +334%
United Healthcare UHC Core $509.21 ↑ +373%
United Healthcare Commercial $551.65 ↑ +413%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Lower Back (Lumbar Spine) X-ray at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $124.36 $45.78 – $330.75
Banner University Medical Center South Tucson $182.95 $54.71 – $475.20
Banner University Medical Center Tucson Tucson $178.20 $54.71 – $475.20
Banner Behavioral Health Hospital Scottsdale $258.37 $36.48 – $308.70
Banner Baywood Medical Center Mesa $127.01 $79.00 – $330.75
Banner Casa Grande Medical Center Casa Grande $94.82 $54.71 – $330.75
Banner Del Webb Medical Center Sun City West $102.75 $45.78 – $352.80
Banner Desert Medical Center Mesa $123.48 $79.00 – $330.75

All Arizona hospitals for this procedure →