Bone marrow biopsyneedle/trocar 38221 at Banner University Medical Center South

2800 East Ajo Way, Tucson, AZ · Banner Health · · NPI 1558759498

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$952.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,808.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$361.60 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $361.60 ↓ -62%
University of Arizona (Kasser Medical Treatment Center) Commerical $421.75 ↓ -56%
Aetna Qualified Health Plan $433.92 ↓ -54%
Plotkin Health Plotkin Health $542.25 ↓ -43%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $542.25 ↓ -43%
Health Choice Arizona, Inc. Medicare Advantage $542.40 ↓ -43%
Aetna Medical Rental $635.03 ↓ -33%
Quiktrip Corporation Commercial $650.70 ↓ -32%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $723.20 ↓ -24%
Provider Network of America Commercial $903.75 ↓ -5%
Health Choice Arizona, Inc. ACA Health Plan $904.00 ↓ -5%
Oscar Health Plan Commercial $904.00 ↓ -5%
Health Net Medicare $904.00 ↓ -5%
Arizona Medical Network Commercial $964.00 ↑ +1%
Health Net Commerical Exchange Product $976.32 ↑ +2%
Mercy Care Medicaid $1,020.08 ↑ +7%
Health Net Medicaid $1,020.08 ↑ +7%
Banner University Health Plan AZ Medicaid - AHCCCS $1,020.08 ↑ +7%
Banner University Health Plan University Family Plan $1,020.08 ↑ +7%
Arizona Physicians IPA Medicaid $1,020.08 ↑ +7%
Health Choice Arizona, Inc. Medicaid $1,020.08 ↑ +7%
Aetna Banner Employee Plans $1,038.00 ↑ +9%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,466.47 ↑ +54%
Banner Health Medicare Advantage $1,726.88 ↑ +81%
Banner University Health Plan Medicare Advantage $1,726.88 ↑ +81%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $1,726.88 ↑ +81%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $1,726.88 ↑ +81%
Kaiser Foundation Health Plan Medicare Advantage $1,726.88 ↑ +81%
Mercy Care Mercy Care Advantage $1,726.88 ↑ +81%
Gila River Health Care Corporation Managed Care Program $1,726.88 ↑ +81%
Wellpoint Medicare Advantage HMO $1,726.88 ↑ +81%
Care 1st Medicare Advantage $1,726.88 ↑ +81%
Blue Cross Blue Shield of Arizona Medicare Advantage $1,726.88 ↑ +81%
UPMC Health Plan Medicare Advantage $1,726.88 ↑ +81%
United Healthcare Medicare Advantage $1,726.88 ↑ +81%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $1,726.88 ↑ +81%
Arizona Physicians IPA Medicare Advantage $1,726.88 ↑ +81%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $1,765.00 ↑ +85%
Humana Medicare Advantage $1,778.69 ↑ +87%
Carelon Medicare Advantage $1,813.22 ↑ +90%
Devoted Health Services Medicare Advantage $1,813.22 ↑ +90%
Gold Kidney Health Plan Medicare Advantage $1,899.57 ↑ +99%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,082.06 ↑ +119%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,220.86 ↑ +133%
NaphCare Federal $2,331.29 ↑ +145%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,331.91 ↑ +145%
United Healthcare Individual Exchange $2,417.63 ↑ +154%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $2,776.08 ↑ +191%
Blue Cross Blue Shield of Arizona Commercial $2,776.08 ↑ +191%
United Healthcare Commercial $3,036.00 ↑ +219%
Aetna Joint Venture $4,405.00 ↑ +362%
Aetna Designated Group $4,680.00 ↑ +391%
Aetna Broad Network $5,506.00 ↑ +478%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Bone marrow biopsyneedle/trocar 38221 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $656.30 $361.60 – $2,331.29
Mercy Gilbert Medical Center Gilbert $735.05 $73.31 – $2,300.76
Banner University Medical Center Phoenix Phoenix $936.54 $361.60 – $2,331.29
Banner Baywood Medical Center Mesa $618.34 $361.60 – $4,018.00
Banner Boswell Medical Center Sun City $522.51 $361.60 – $1,899.57
Banner Casa Grande Medical Center Casa Grande $500.82 $361.60 – $2,331.29
Banner Del Webb Medical Center Sun City West $576.75 $361.60 – $1,899.57
Banner Desert Medical Center Mesa $640.03 $361.60 – $2,331.29

All Arizona hospitals for this procedure →