Bone marrow biopsyneedle/trocar 38221 at Banner Desert Medical Center

1400 South Dobson Road, Mesa, AZ · Banner Health · · NPI 1720011810

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$640.03

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,808.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$361.60 with Aetna vs $3,253.90 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $361.60 ↓ -44%
Aetna Banner Employee Plans $404.88 ↓ -37%
Hospice of the Valley Medicare $421.75 ↓ -34%
Aetna Qualified Health Plan $459.23 ↓ -28%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $542.25 ↓ -15%
Plotkin Health Plotkin Health $542.25 ↓ -15%
Health Choice Arizona, Inc. Medicare Advantage $542.40 ↓ -15%
Aetna Joint Venture $556.71 ↓ -13%
United Healthcare UHC Doctor's Plan $584.42 ↓ -9%
Aetna Designated Group $591.65 ↓ -8%
United Healthcare UHC Core $610.93 ↓ -5%
Aetna Medical Rental $635.03 ↓ -1%
United Healthcare Commercial $643.47 ↑ +1%
Quiktrip Corporation Commercial $650.70 ↑ +2%
Aetna Broad Network $695.28 ↑ +9%
Arizona Priority Care Medicare Advantage $723.20 ↑ +13%
Cigna Healthcare of Arizona, Inc. LocalFlex $791.68 ↑ +24%
Cigna Healthcare of Arizona, Inc. Commercial $827.84 ↑ +29%
Arizona Medical Network Commercial $843.50 ↑ +32%
Provider Network of America Commercial $903.75 ↑ +41%
Health Choice Arizona, Inc. ACA Health Plan $904.00 ↑ +41%
Health Net Medicare $904.00 ↑ +41%
Oscar Health Plan Commercial $904.00 ↑ +41%
Health Net Commerical Exchange Product $976.32 ↑ +53%
Arizona Physicians IPA Medicaid $1,020.08 ↑ +59%
Mercy Care Mercy Medicaid $1,020.08 ↑ +59%
Health Choice Arizona, Inc. Medicaid $1,020.08 ↑ +59%
Banner University Health Plan AZ Medicaid - AHCCCS $1,020.08 ↑ +59%
Health Net Medicaid $1,020.08 ↑ +59%
Wellpoint Medicare Advantage HMO $1,726.88 ↑ +170%
Arizona Physicians IPA Medicare Advantage $1,726.88 ↑ +170%
Banner Health Medicare Advantage $1,726.88 ↑ +170%
Banner University Health Plan University Care Advantage $1,726.88 ↑ +170%
Blue Cross Blue Shield of Arizona Medicare Advantage $1,726.88 ↑ +170%
Care 1st Medicare Advantage $1,726.88 ↑ +170%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $1,726.88 ↑ +170%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $1,726.88 ↑ +170%
Gila River Health Care Corporation Managed Care Program $1,726.88 ↑ +170%
Humana Medicare Advantage $1,726.88 ↑ +170%
Kaiser Foundation Health Plan Medicare Advantage $1,726.88 ↑ +170%
Mercy Care Mercy Care Advantage $1,726.88 ↑ +170%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $1,726.88 ↑ +170%
United Healthcare UHC Medicare Advantage $1,726.88 ↑ +170%
UPMC Health Plan Medicare Advantage $1,726.88 ↑ +170%
Carelon Medicare Advantage $1,813.22 ↑ +183%
Devoted Health Services Medicare Advantage $1,813.22 ↑ +183%
Gold Kidney Health Plan Medicare Advantage $1,899.57 ↑ +197%
NaphCare Federal Prison System $2,331.29 ↑ +264%
United Healthcare Individual Exchange $2,417.63 ↑ +278%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $2,440.42 ↑ +281%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +281%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +307%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +327%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $3,253.90 ↑ +408%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +408%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +408%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bone marrow biopsyneedle/trocar 38221 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Baywood Medical Center Mesa $618.34 $361.60 – $4,018.00
Banner Heart Hospital Mesa $511.66 $361.60 – $1,899.57
Arizona General Hospital Mesa Mesa not published $73.31 – $1,778.69
Mercy Gilbert Medical Center Gilbert $735.05 $73.31 – $2,300.76
Banner University Medical Center Phoenix Phoenix $936.54 $361.60 – $2,331.29
Banner University Medical Center Tucson Tucson $656.30 $361.60 – $2,331.29
Banner University Medical Center South Tucson $952.82 $361.60 – $2,331.29
Banner Boswell Medical Center Sun City $522.51 $361.60 – $1,899.57

All Arizona hospitals for this procedure →