Ghs antibodies (torch) igm at Banner Ironwood Medical Center

37000 North Gantzel Road, San Tan Valley, AZ · Banner Health · · NPI 1124341672

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$9.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$44.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.39 with Care 1st vs $65.90 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $14.39 ↑ +57%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $14.39 ↑ +57%
Humana Medicare Advantage $14.39 ↑ +57%
Arizona Physicians IPA Medicare Advantage $14.39 ↑ +57%
Arizona Physicians IPA Medicaid $14.39 ↑ +57%
Wellpoint Medicare Advantage HMO $14.39 ↑ +57%
Health Net Medicaid $14.39 ↑ +57%
Health Net Medicare $14.39 ↑ +57%
United Healthcare UHC Medicare Advantage $14.39 ↑ +57%
UPMC Health Plan Medicare Advantage $14.39 ↑ +57%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $14.39 ↑ +57%
Mercy Care Mercy Medicaid $14.39 ↑ +57%
Mercy Care Mercy Care Advantage $14.39 ↑ +57%
Aetna Medicare Advantage $14.39 ↑ +57%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $14.39 ↑ +57%
Kaiser Foundation Health Plan Medicare Advantage $14.39 ↑ +57%
Health Choice Arizona, Inc. Medicare Advantage $14.39 ↑ +57%
Health Choice Arizona, Inc. Medicaid $14.39 ↑ +57%
Blue Cross Blue Shield of Arizona Medicare Advantage $14.39 ↑ +57%
Banner Health Medicare Advantage $14.39 ↑ +57%
Gila River Health Care Corporation Managed Care Program $14.39 ↑ +57%
Banner University Health Plan AZ Medicaid - AHCCCS $14.39 ↑ +57%
Banner University Health Plan University Care Advantage $14.39 ↑ +57%
Aetna Banner Employee Plans $14.78 ↑ +62%
Carelon Medicare Advantage $15.11 ↑ +65%
Devoted Health Services Medicare Advantage $15.11 ↑ +65%
Hospice of the Valley Medicare $15.40 ↑ +68%
Arizona Priority Care Medicare Advantage $15.83 ↑ +73%
Gold Kidney Health Plan Medicare Advantage $15.83 ↑ +73%
Aetna Qualified Health Plan $19.57 ↑ +114%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $19.80 ↑ +116%
Plotkin Health Plotkin Health $19.80 ↑ +116%
United Healthcare Individual Exchange $20.15 ↑ +120%
Health Net Commerical Exchange Product $21.30 ↑ +133%
Health Choice Arizona, Inc. ACA Health Plan $21.59 ↑ +136%
Oscar Health Plan Commercial $21.59 ↑ +136%
Aetna Medical Rental $23.19 ↑ +153%
Quiktrip Corporation Commercial $23.76 ↑ +160%
Cigna Healthcare of Arizona, Inc. LocalFlex $25.25 ↑ +176%
United Healthcare UHC Doctor's Plan $26.62 ↑ +191%
Cigna Healthcare of Arizona, Inc. Commercial $28.05 ↑ +207%
United Healthcare UHC Core $29.43 ↑ +222%
Arizona Medical Network Commercial $30.80 ↑ +237%
United Healthcare Commercial $32.38 ↑ +254%
Provider Network of America Commercial $33.00 ↑ +261%
Aetna Joint Venture $48.32 ↑ +428%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $49.42 ↑ +440%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $49.42 ↑ +440%
Aetna Designated Group $51.34 ↑ +461%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $52.72 ↑ +476%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $55.35 ↑ +505%
Aetna Broad Network $60.41 ↑ +560%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $65.90 ↑ +620%
Blue Cross Blue Shield of Arizona Commercial $65.90 ↑ +620%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $65.90 ↑ +620%

Visitor-reported prices

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Ghs antibodies (torch) igm at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $14.16 $8.06 – $44.33
Banner University Medical Center Phoenix Phoenix $8.36 $14.39 – $33.00
Banner University Medical Center Tucson Tucson $9.46 $14.39 – $35.20
Banner University Medical Center South Tucson $5.98 $14.39 – $35.20
Banner Baywood Medical Center Mesa $7.39 $14.39 – $33.00
Banner Boswell Medical Center Sun City $8.05 $14.39 – $35.20
Banner Casa Grande Medical Center Casa Grande $7.48 $14.39 – $33.00
Banner Del Webb Medical Center Sun City West $5.76 $14.39 – $35.20

All Arizona hospitals for this procedure →