Ghs antibodies (torch) igm at Banner University Medical Center South

2800 East Ajo Way, Tucson, AZ · Banner Health · · NPI 1558759498

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$5.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$44.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.39 with Arizona Physicians IPA vs $60.41 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicare Advantage $14.39 ↑ +141%
Gila River Health Care Corporation Managed Care Program $14.39 ↑ +141%
United Healthcare Medicare Advantage $14.39 ↑ +141%
UPMC Health Plan Medicare Advantage $14.39 ↑ +141%
Blue Cross Blue Shield of Arizona Medicare Advantage $14.39 ↑ +141%
Banner University Health Plan University Family Plan $14.39 ↑ +141%
Banner University Health Plan AZ Medicaid - AHCCCS $14.39 ↑ +141%
Banner University Health Plan Medicare Advantage $14.39 ↑ +141%
Mercy Care Medicaid $14.39 ↑ +141%
Mercy Care Mercy Care Advantage $14.39 ↑ +141%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $14.39 ↑ +141%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $14.39 ↑ +141%
Aetna Medicare Advantage $14.39 ↑ +141%
Banner Health Medicare Advantage $14.39 ↑ +141%
Health Choice Arizona, Inc. Medicaid $14.39 ↑ +141%
Health Choice Arizona, Inc. Medicare Advantage $14.39 ↑ +141%
Kaiser Foundation Health Plan Medicare Advantage $14.39 ↑ +141%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $14.39 ↑ +141%
Health Net Medicare $14.39 ↑ +141%
Health Net Medicaid $14.39 ↑ +141%
Wellpoint Medicare Advantage HMO $14.39 ↑ +141%
Arizona Physicians IPA Medicaid $14.39 ↑ +141%
Care 1st Medicare Advantage $14.39 ↑ +141%
Humana Medicare Advantage $14.82 ↑ +148%
Devoted Health Services Medicare Advantage $15.11 ↑ +153%
Carelon Medicare Advantage $15.11 ↑ +153%
University of Arizona (Kasser Medical Treatment Center) Commerical $15.40 ↑ +158%
Gold Kidney Health Plan Medicare Advantage $15.83 ↑ +165%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $15.83 ↑ +165%
NaphCare Federal $19.43 ↑ +225%
Aetna Qualified Health Plan $19.57 ↑ +227%
Plotkin Health Plotkin Health $19.80 ↑ +231%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $19.80 ↑ +231%
United Healthcare Individual Exchange $20.15 ↑ +237%
Aetna Banner Employee Plans $21.21 ↑ +255%
Health Net Commerical Exchange Product $21.30 ↑ +256%
Health Choice Arizona, Inc. ACA Health Plan $21.59 ↑ +261%
Aetna Medical Rental $23.19 ↑ +288%
Oscar Health Plan Commercial $23.74 ↑ +297%
Quiktrip Corporation Commercial $23.76 ↑ +297%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $28.05 ↑ +369%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $29.70 ↑ +397%
United Healthcare Commercial $32.38 ↑ +441%
Provider Network of America Commercial $33.00 ↑ +452%
Arizona Medical Network Commercial $35.20 ↑ +489%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $42.17 ↑ +605%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $44.98 ↑ +652%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $47.23 ↑ +690%
Aetna Joint Venture $48.32 ↑ +708%
Aetna Designated Group $51.34 ↑ +759%
Blue Cross Blue Shield of Arizona Commercial $56.22 ↑ +840%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $56.22 ↑ +840%
Aetna Broad Network $60.41 ↑ +910%

Visitor-reported prices

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Ghs antibodies (torch) igm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $9.46 $14.39 – $35.20
Mercy Gilbert Medical Center Gilbert $14.16 $8.06 – $44.33
Banner University Medical Center Phoenix Phoenix $8.36 $14.39 – $33.00
Banner Baywood Medical Center Mesa $7.39 $14.39 – $33.00
Banner Boswell Medical Center Sun City $8.05 $14.39 – $35.20
Banner Casa Grande Medical Center Casa Grande $7.48 $14.39 – $33.00
Banner Del Webb Medical Center Sun City West $5.76 $14.39 – $35.20
Banner Desert Medical Center Mesa $11.48 $14.39 – $33.00

All Arizona hospitals for this procedure →