Chromogenic substrate assay at Banner Ironwood Medical Center

37000 North Gantzel Road, San Tan Valley, AZ · Banner Health · · NPI 1124341672

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$62.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.89 with Cigna Healthcare of Arizona, Inc. vs $54.48 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $11.89 ↓ -15%
Care 1st Medicare Advantage $11.89 ↓ -15%
Humana Medicare Advantage $11.89 ↓ -15%
Arizona Physicians IPA Medicare Advantage $11.89 ↓ -15%
Arizona Physicians IPA Medicaid $11.89 ↓ -15%
Wellpoint Medicare Advantage HMO $11.89 ↓ -15%
Health Net Medicaid $11.89 ↓ -15%
Health Net Medicare $11.89 ↓ -15%
United Healthcare UHC Medicare Advantage $11.89 ↓ -15%
UPMC Health Plan Medicare Advantage $11.89 ↓ -15%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $11.89 ↓ -15%
Mercy Care Mercy Care Advantage $11.89 ↓ -15%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $11.89 ↓ -15%
Kaiser Foundation Health Plan Medicare Advantage $11.89 ↓ -15%
Health Choice Arizona, Inc. Medicare Advantage $11.89 ↓ -15%
Health Choice Arizona, Inc. Medicaid $11.89 ↓ -15%
Blue Cross Blue Shield of Arizona Medicare Advantage $11.89 ↓ -15%
Banner Health Medicare Advantage $11.89 ↓ -15%
Aetna Medicare Advantage $11.89 ↓ -15%
Gila River Health Care Corporation Managed Care Program $11.89 ↓ -15%
Banner University Health Plan AZ Medicaid - AHCCCS $11.89 ↓ -15%
Banner University Health Plan University Care Advantage $11.89 ↓ -15%
Mercy Care Mercy Medicaid $11.89 ↓ -15%
Carelon Medicare Advantage $12.48 ↓ -11%
Devoted Health Services Medicare Advantage $12.48 ↓ -11%
Arizona Priority Care Medicare Advantage $13.08 ↓ -7%
Gold Kidney Health Plan Medicare Advantage $13.08 ↓ -7%
Aetna Qualified Health Plan $16.17 ↑ +15%
United Healthcare Individual Exchange $16.65 ↑ +19%
Health Net Commerical Exchange Product $17.60 ↑ +26%
Oscar Health Plan Commercial $17.84 ↑ +27%
Health Choice Arizona, Inc. ACA Health Plan $17.84 ↑ +27%
Aetna Banner Employee Plans $20.83 ↑ +49%
Cigna Healthcare of Arizona, Inc. LocalFlex $20.87 ↑ +49%
Hospice of the Valley Medicare $21.70 ↑ +55%
United Healthcare UHC Doctor's Plan $21.99 ↑ +57%
Cigna Healthcare of Arizona, Inc. Commercial $23.19 ↑ +66%
United Healthcare UHC Core $24.31 ↑ +74%
United Healthcare Commercial $26.76 ↑ +91%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $27.90 ↑ +99%
Plotkin Health Plotkin Health $27.90 ↑ +99%
Aetna Medical Rental $32.67 ↑ +133%
Quiktrip Corporation Commercial $33.48 ↑ +139%
Aetna Joint Venture $39.93 ↑ +185%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $40.86 ↑ +192%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $40.86 ↑ +192%
Aetna Designated Group $42.42 ↑ +203%
Arizona Medical Network Commercial $43.40 ↑ +210%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $43.59 ↑ +211%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $45.77 ↑ +227%
Provider Network of America Commercial $46.50 ↑ +232%
Aetna Broad Network $49.91 ↑ +256%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $54.48 ↑ +289%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $54.48 ↑ +289%
Blue Cross Blue Shield of Arizona Commercial $54.48 ↑ +289%

Visitor-reported prices

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Chromogenic substrate assay at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $26.54 $11.89 – $46.50
Banner University Medical Center Tucson Tucson $19.87 $11.89 – $49.60
Banner Casa Grande Medical Center Casa Grande $13.14 $11.89 – $46.50
Banner Desert Medical Center Mesa $11.72 $11.89 – $46.50
Banner Estrella Medical Center Phoenix $14.01 $11.89 – $46.50
Banner Gateway Medical Center Gilbert $25.08 $11.89 – $46.50
Banner Goldfield Medical Center Apache Junction $12.96 $11.89 – $46.50
Banner Payson Medical Center Payson $30.63 $11.89 – $55.80

All Arizona hospitals for this procedure →