Chromogenic substrate assay at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$26.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$145.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.89 with Care 1st vs $54.48 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $11.89 | ↓ -55% |
| Gila River Health Care Corporation | Managed Care Program | $11.89 | ↓ -55% |
| United Healthcare | Medicare Advantage | $11.89 | ↓ -55% |
| UPMC Health Plan | Medicare Advantage | $11.89 | ↓ -55% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $11.89 | ↓ -55% |
| Banner University Health Plan | University Family Plan | $11.89 | ↓ -55% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $11.89 | ↓ -55% |
| Banner University Health Plan | University Care Advantage | $11.89 | ↓ -55% |
| Banner University Health Plan | Medicare Advantage | $11.89 | ↓ -55% |
| Mercy Care | Medicaid | $11.89 | ↓ -55% |
| Mercy Care | Mercy Care Advantage | $11.89 | ↓ -55% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $11.89 | ↓ -55% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $11.89 | ↓ -55% |
| Aetna | Medicare Advantage | $11.89 | ↓ -55% |
| Banner Health | Medicare Advantage | $11.89 | ↓ -55% |
| Health Choice Arizona, Inc. | Medicaid | $11.89 | ↓ -55% |
| Health Choice Arizona, Inc. | Medicare Advantage | $11.89 | ↓ -55% |
| Kaiser Foundation Health Plan | Medicare Advantage | $11.89 | ↓ -55% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $11.89 | ↓ -55% |
| Health Net | Medicare | $11.89 | ↓ -55% |
| Health Net | Medicaid | $11.89 | ↓ -55% |
| Wellpoint | Medicare Advantage HMO | $11.89 | ↓ -55% |
| Arizona Physicians IPA | Medicaid | $11.89 | ↓ -55% |
| Arizona Physicians IPA | Medicare Advantage | $11.89 | ↓ -55% |
| Humana | Medicare Advantage | $12.25 | ↓ -54% |
| Carelon | Medicare Advantage | $12.48 | ↓ -53% |
| Devoted Health Services | Medicare Advantage | $12.48 | ↓ -53% |
| Gold Kidney Health Plan | Medicare Advantage | $13.08 | ↓ -51% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $13.08 | ↓ -51% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $15.90 | ↓ -40% |
| NaphCare | Federal | $16.05 | ↓ -40% |
| Aetna | Qualified Health Plan | $16.17 | ↓ -39% |
| United Healthcare | Individual Exchange | $16.65 | ↓ -37% |
| Health Net | Commerical Exchange Product | $17.60 | ↓ -34% |
| Health Choice Arizona, Inc. | ACA Health Plan | $17.84 | ↓ -33% |
| Oscar Health Plan | Commercial | $19.62 | ↓ -26% |
| Aetna | Banner Employee Plans | $20.83 | ↓ -22% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $20.87 | ↓ -21% |
| United Healthcare | UHC Doctor's Plan | $21.99 | ↓ -17% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $23.19 | ↓ -13% |
| United Healthcare | UHC Core | $24.31 | ↓ -8% |
| United Healthcare | Commercial | $26.76 | ↑ +1% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $27.90 | ↑ +5% |
| Plotkin Health | Plotkin Health | $27.90 | ↑ +5% |
| Aetna | Medical Rental | $32.67 | ↑ +23% |
| Quiktrip Corporation | Commercial | $33.48 | ↑ +26% |
| Aetna | Joint Venture | $39.93 | ↑ +50% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $40.86 | ↑ +54% |
| Aetna | Designated Group | $42.42 | ↑ +60% |
| Arizona Medical Network | Commercial | $43.40 | ↑ +64% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $43.59 | ↑ +64% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $45.77 | ↑ +72% |
| Provider Network of America | Commercial | $46.50 | ↑ +75% |
| Aetna | Broad Network | $49.91 | ↑ +88% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $54.48 | ↑ +105% |
| Blue Cross Blue Shield of Arizona | Commercial | $54.48 | ↑ +105% |
Visitor-reported prices
Comments
Chromogenic substrate assay at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $14.01 | $11.89 – $46.50 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $314.77 | $4.99 – $650.96 |
| Banner University Medical Center Tucson | Tucson | $19.87 | $11.89 – $49.60 |
| Banner Casa Grande Medical Center | Casa Grande | $13.14 | $11.89 – $46.50 |
| Banner Desert Medical Center | Mesa | $11.72 | $11.89 – $46.50 |
| Banner Ironwood Medical Center | San Tan Valley | $14.01 | $11.89 – $46.50 |
| Banner Gateway Medical Center | Gilbert | $25.08 | $11.89 – $46.50 |
| Banner Goldfield Medical Center | Apache Junction | $12.96 | $11.89 – $46.50 |