Tx l/r atrial fib addl at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$12,097.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$31,668.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$311.84 with United vs $37,605.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $311.84 | ↓ -97% |
| United | Commercial|DignityHealthEmployee | $6,016.92 | ↓ -50% |
| BCBS - AZ | Commercial|Neighborhood | $14,542.46 | ↑ +20% |
| BCBS - AZ | Commercial|MaricopaFocus | $14,542.46 | ↑ +20% |
| Optum | Commercial|OptumHealth | $14,883.96 | ↑ +23% |
| Cigna | Commercial|LifeSource | $17,417.40 | ↑ +44% |
| Other | Commercial|NTN | $19,000.80 | ↑ +57% |
| BCBS - AZ | Commercial|All Other Plans | $19,389.95 | ↑ +60% |
| LifeTrac | Commercial|All Plans | $20,584.20 | ↑ +70% |
| Connected Care | Commercial|Intel | $20,900.88 | ↑ +73% |
| First Health | Commercial|All Plans | $22,167.60 | ↑ +83% |
| Health Net | Commercial|Interlink | $22,167.60 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $25,017.72 | ↑ +107% |
| Cigna | Commercial|Exchange | $26,700.00 | ↑ +121% |
| Aetna | Commercial|All Plans | $28,096.00 | ↑ +132% |
| Cigna | Commercial|LocalPlus SureFit | $28,580.00 | ↑ +136% |
| BCBS - AZ | Commercial|Workers Comp | $28,612.75 | ↑ +137% |
| Cigna | Commercial|All Other Plans | $37,605.00 | ↑ +211% |
Visitor-reported prices
Comments
Tx l/r atrial fib addl at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $5,604.80 | $3,825.80 – $14,346.75 |
| Mercy Gilbert Medical Center | Gilbert | $5,331.56 | $311.84 – $16,688.21 |
| Banner University Medical Center Tucson | Tucson | $3,968.14 | $3,017.60 – $12,371.67 |
| Banner University Medical Center South | Tucson | $1,765.30 | $3,017.60 – $12,070.40 |
| Banner Baywood Medical Center | Mesa | $1,893.77 | $3,825.80 – $14,501.07 |
| Banner Boswell Medical Center | Sun City | $4,629.22 | $3,825.80 – $15,303.20 |
| Banner Desert Medical Center | Mesa | $6,159.54 | $3,825.80 – $14,501.07 |
| Banner Heart Hospital | Mesa | $5,470.89 | $3,404.96 – $14,346.75 |