Tx l/r atrial fib addl at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$5,604.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,129.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,825.80 with Aetna vs $43,322.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $3,825.80 | ↓ -32% |
| Mercy Care | Medicaid | $4,284.90 | ↓ -24% |
| Arizona Physicians IPA | Medicaid | $4,284.90 | ↓ -24% |
| Health Net | Medicaid | $4,284.90 | ↓ -24% |
| Health Choice Arizona, Inc. | Medicaid | $4,284.90 | ↓ -24% |
| Aetna | Qualified Health Plan | $4,304.02 | ↓ -23% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $5,641.61 | ↑ +1% |
| Health Choice Arizona, Inc. | Medicare Advantage | $5,738.70 | ↑ +2% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $7,651.60 | ↑ +37% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $8,608.05 | ↑ +54% |
| Plotkin Health | Plotkin Health | $8,608.05 | ↑ +54% |
| United Healthcare | UHC Doctor's Plan | $9,277.57 | ↑ +66% |
| Health Choice Arizona, Inc. | ACA Health Plan | $9,564.50 | ↑ +71% |
| Oscar Health Plan | Commercial | $9,564.50 | ↑ +71% |
| Health Net | Medicare | $9,564.50 | ↑ +71% |
| United Healthcare | UHC Core | $9,698.40 | ↑ +73% |
| Aetna | Medical Rental | $10,080.98 | ↑ +80% |
| United Healthcare | Commercial | $10,214.89 | ↑ +82% |
| Health Net | Commerical Exchange Product | $10,329.66 | ↑ +84% |
| Quiktrip Corporation | Commercial | $10,329.66 | ↑ +84% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $12,567.75 | ↑ +124% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $13,141.62 | ↑ +134% |
| Arizona Medical Network | Commercial | $13,390.30 | ↑ +139% |
| Provider Network of America | Commercial | $14,346.75 | ↑ +156% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $14,501.07 | ↑ +159% |
| Aetna | Banner Employee Plans | $15,142.00 | ↑ +170% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $15,467.81 | ↑ +176% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $16,241.08 | ↑ +190% |
| Blue Cross Blue Shield of Arizona | Commercial | $19,334.76 | ↑ +245% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $19,334.76 | ↑ +245% |
| Aetna | Joint Venture | $34,658.00 | ↑ +518% |
| Aetna | Designated Group | $36,824.00 | ↑ +557% |
| Aetna | Broad Network | $43,322.00 | ↑ +673% |
Visitor-reported prices
Comments
Tx l/r atrial fib addl at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $12,097.18 | $311.84 – $25,017.72 |
| Mercy Gilbert Medical Center | Gilbert | $5,331.56 | $311.84 – $16,688.21 |
| Banner University Medical Center Tucson | Tucson | $3,968.14 | $3,017.60 – $12,371.67 |
| Banner University Medical Center South | Tucson | $1,765.30 | $3,017.60 – $12,070.40 |
| Banner Baywood Medical Center | Mesa | $1,893.77 | $3,825.80 – $14,501.07 |
| Banner Boswell Medical Center | Sun City | $4,629.22 | $3,825.80 – $15,303.20 |
| Banner Desert Medical Center | Mesa | $6,159.54 | $3,825.80 – $14,501.07 |
| Banner Heart Hospital | Mesa | $5,470.89 | $3,404.96 – $14,346.75 |