Target gsa panel organ/hmtlmph neop at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$6,993.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,307.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,226.23 with United vs $7,600.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $1,226.23 ↓ -82%
United Commercial|DignityHealthEmployee $1,444.00 ↓ -79%
United Commercial|Options PPO $1,751.76 ↓ -75%
United Commercial|All Other Plans $1,751.76 ↓ -75%
Mercy Care Plan Medicare|All Plans $2,919.60 ↓ -58%
Aetna Medicare|All Plans $2,919.60 ↓ -58%
Mercy Care Plan Medicaid|All Plans $2,919.60 ↓ -58%
First Health Medicare|All Plans $2,919.60 ↓ -58%
BCBS - AZ Medicare|All Plans $2,919.60 ↓ -58%
Humana Medicare|All Plans $2,919.60 ↓ -58%
Optum Medicare|OptumCare $2,919.60 ↓ -58%
Care 1st Medicare|All Plans $2,919.60 ↓ -58%
Health Choice Medicare|All Plans $2,919.60 ↓ -58%
Health Choice Medicaid|All Plans $2,919.60 ↓ -58%
Cigna Medicare|All Plans $2,919.60 ↓ -58%
United Medicare|All Other Plans $2,919.60 ↓ -58%
United Medicare|Dual Complete $2,919.60 ↓ -58%
Optum Medicare|OptumHealth $3,211.56 ↓ -54%
Optum Commercial|OptumHealth $3,572.00 ↓ -49%
Cigna Commercial|LifeSource $4,180.00 ↓ -40%
Other Commercial|NTN $4,560.00 ↓ -35%
LifeTrac Commercial|All Plans $4,940.00 ↓ -29%
Health Net Commercial|Interlink $5,320.00 ↓ -24%
First Health Commercial|All Plans $5,320.00 ↓ -24%
MultiPlan Commercial|All Plans $6,004.00 ↓ -14%
Cigna Commercial|Exchange $6,072.77 ↓ -13%
Cigna Commercial|LocalPlus SureFit $6,490.27 ↓ -7%
Cigna Commercial|All Other Plans $7,600.00 ↑ +9%
BCBS - AZ Commercial|Workers Comp $7,600.00 ↑ +9%
BCBS - AZ Commercial|Neighborhood $7,600.00 ↑ +9%
Aetna Commercial|All Plans $7,600.00 ↑ +9%
BCBS - AZ Commercial|MaricopaFocus $7,600.00 ↑ +9%
BCBS - AZ Commercial|All Other Plans $7,600.00 ↑ +9%

Visitor-reported prices

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Target gsa panel organ/hmtlmph neop at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $3,924.69 $2,027.05 – $10,550.25
Banner Estrella Medical Center Phoenix $2,630.53 $2,027.05 – $10,550.25
Mercy Gilbert Medical Center Gilbert $2,872.89 $1,634.98 – $8,992.37
Banner University Medical Center Tucson Tucson $2,909.68 $1,725.45 – $9,579.20
Banner University Medical Center South Tucson $2,047.55 $1,725.45 – $9,579.20
Banner Baywood Medical Center Mesa $3,066.61 $2,027.05 – $10,550.25
Banner Boswell Medical Center Sun City $3,193.21 $2,027.05 – $11,253.60
Banner Casa Grande Medical Center Casa Grande $2,222.59 $2,027.05 – $10,550.25

All Arizona hospitals for this procedure →