Target gsa panel organ/hmtlmph neop at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$3,924.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,067.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,027.05 with Arizona Physicians IPA vs $15,155.40 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $2,027.05 ↓ -48%
Gila River Health Care Corporation Managed Care Program $2,919.60 ↓ -26%
Arizona Physicians IPA Medicare Advantage $2,919.60 ↓ -26%
Banner University Health Plan Medicare Advantage $2,919.60 ↓ -26%
Mercy Care Mercy Care Advantage $2,919.60 ↓ -26%
Banner Health Medicare Advantage $2,919.60 ↓ -26%
Wellpoint Medicare Advantage HMO $2,919.60 ↓ -26%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $2,919.60 ↓ -26%
United Healthcare Medicare Advantage $2,919.60 ↓ -26%
UPMC Health Plan Medicare Advantage $2,919.60 ↓ -26%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $2,919.60 ↓ -26%
Health Net Medicare $2,919.60 ↓ -26%
Care 1st Medicare Advantage $2,919.60 ↓ -26%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $2,919.60 ↓ -26%
Blue Cross Blue Shield of Arizona Medicare Advantage $2,919.60 ↓ -26%
Health Choice Arizona, Inc. Medicare Advantage $2,919.60 ↓ -26%
Aetna Medicare Advantage $2,919.60 ↓ -26%
Kaiser Foundation Health Plan Medicare Advantage $2,919.60 ↓ -26%
Banner University Health Plan University Care Advantage $2,919.60 ↓ -26%
Humana Medicare Advantage $3,007.19 ↓ -23%
Carelon Medicare Advantage $3,065.58 ↓ -22%
Devoted Health Services Medicare Advantage $3,065.58 ↓ -22%
Gold Kidney Health Plan Medicare Advantage $3,211.56 ↓ -18%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $3,211.56 ↓ -18%
NaphCare Federal $3,941.46 ↑ +0%
Aetna Qualified Health Plan $3,970.66 ↑ +1%
United Healthcare Individual Exchange $4,087.44 ↑ +4%
Health Net Commerical Exchange Product $4,321.01 ↑ +10%
Health Choice Arizona, Inc. ACA Health Plan $4,379.40 ↑ +12%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $4,422.13 ↑ +13%
Aetna Banner Employee Plans $4,726.51 ↑ +20%
Oscar Health Plan Commercial $4,817.34 ↑ +23%
Cigna Healthcare of Arizona, Inc. LocalFlex $5,123.90 ↑ +31%
United Healthcare UHC Doctor's Plan $5,400.10 ↑ +38%
Cigna Healthcare of Arizona, Inc. Commercial $5,693.22 ↑ +45%
United Healthcare UHC Core $5,970.29 ↑ +52%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $6,330.15 ↑ +61%
Plotkin Health Plotkin Health $6,330.15 ↑ +61%
United Healthcare Commercial $6,569.10 ↑ +67%
Aetna Medical Rental $7,413.31 ↑ +89%
Quiktrip Corporation Commercial $7,596.18 ↑ +94%
Aetna Joint Venture $9,804.02 ↑ +150%
Arizona Medical Network Commercial $9,846.90 ↑ +151%
Aetna Designated Group $10,417.13 ↑ +165%
Provider Network of America Commercial $10,550.25 ↑ +169%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $11,366.55 ↑ +190%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $12,124.32 ↑ +209%
Aetna Broad Network $12,256.48 ↑ +212%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $12,730.44 ↑ +224%
Blue Cross Blue Shield of Arizona Commercial $15,155.40 ↑ +286%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $15,155.40 ↑ +286%

Visitor-reported prices

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Target gsa panel organ/hmtlmph neop at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $2,630.53 $2,027.05 – $10,550.25
St. Joseph’s Hospital and Medical Center Phoenix $6,993.28 $1,226.23 – $6,004.00
Mercy Gilbert Medical Center Gilbert $2,872.89 $1,634.98 – $8,992.37
Banner University Medical Center Tucson Tucson $2,909.68 $1,725.45 – $9,579.20
Banner University Medical Center South Tucson $2,047.55 $1,725.45 – $9,579.20
Banner Baywood Medical Center Mesa $3,066.61 $2,027.05 – $10,550.25
Banner Boswell Medical Center Sun City $3,193.21 $2,027.05 – $11,253.60
Banner Casa Grande Medical Center Casa Grande $2,222.59 $2,027.05 – $10,550.25

All Arizona hospitals for this procedure →