Infectious agent nucleic acid amplified probe sars-cov-2/covid-19 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$173.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$453.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.55 with United vs $382.16 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $21.55 ↓ -88%
United Commercial|Options PPO $30.79 ↓ -82%
United Commercial|All Other Plans $30.79 ↓ -82%
United Commercial|DignityHealthEmployee $38.76 ↓ -78%
Care 1st Medicare|All Plans $51.31 ↓ -70%
Humana Medicare|All Plans $51.31 ↓ -70%
Optum Medicare|OptumCare $51.31 ↓ -70%
Aetna Medicare|All Plans $51.31 ↓ -70%
First Health Medicare|All Plans $51.31 ↓ -70%
United Medicare|All Other Plans $51.31 ↓ -70%
United Medicare|Dual Complete $51.31 ↓ -70%
Cigna Commercial|All Other Plans $51.31 ↓ -70%
Cigna Medicare|All Plans $51.31 ↓ -70%
Cigna Commercial|LocalPlus SureFit $51.31 ↓ -70%
BCBS - AZ Medicare|All Plans $51.31 ↓ -70%
Health Choice Medicaid|All Plans $51.31 ↓ -70%
Health Choice Medicare|All Plans $51.31 ↓ -70%
Mercy Care Plan Medicaid|All Plans $51.31 ↓ -70%
Mercy Care Plan Medicare|All Plans $51.31 ↓ -70%
United Medicaid|All Plans $52.59 ↓ -70%
Devoted Health Medicare|All Plans $52.85 ↓ -69%
Optum Medicare|OptumHealth $56.44 ↓ -67%
Optum Commercial|OptumHealth $95.88 ↓ -45%
Cigna Commercial|LifeSource $112.20 ↓ -35%
Other Commercial|NTN $122.40 ↓ -29%
BCBS - AZ Commercial|MaricopaFocus $127.94 ↓ -26%
BCBS - AZ Commercial|Neighborhood $127.94 ↓ -26%
LifeTrac Commercial|All Plans $132.60 ↓ -23%
Health Net Commercial|Interlink $142.80 ↓ -17%
First Health Commercial|All Plans $142.80 ↓ -17%
MultiPlan Commercial|All Plans $161.16 ↓ -7%
BCBS - AZ Commercial|All Other Plans $170.59 ↓ -1%
Aetna Commercial|All Plans $204.00 ↑ +18%
BCBS - AZ Commercial|Workers Comp $204.00 ↑ +18%
Aetna Commercial|All Other Plans $382.16 ↑ +121%
Aetna Commercial|HMO $382.16 ↑ +121%
Aetna Commercial|PPO $382.16 ↑ +121%

Visitor-reported prices

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Infectious agent nucleic acid amplified probe sars-cov-2/covid-19 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $34.03 $51.31 – $115.50
Banner Estrella Medical Center Phoenix $41.73 $51.31 – $115.50
Arizona General Hospital Laveen Phoenix $48.32 $30.78 – $367.23
Mercy Gilbert Medical Center Gilbert $73.61 $29.96 – $164.78
Banner University Medical Center Tucson Tucson $152.10 $51.31 – $123.20
Banner University Medical Center South Tucson $25.72 $51.31 – $123.20
Banner Baywood Medical Center Mesa $34.34 $51.31 – $115.50
Banner Behavioral Health Hospital Scottsdale $90.23 $51.31 – $107.80

All Arizona hospitals for this procedure →