Infectious agent nucleic acid amplified probe sars-cov-2/covid-19 at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$41.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$154.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.31 with Aetna vs $235.09 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $51.31 ↑ +23%
Gila River Health Care Corporation Managed Care Program $51.31 ↑ +23%
Humana Medicare Advantage $51.31 ↑ +23%
Arizona Physicians IPA Medicare Advantage $51.31 ↑ +23%
Arizona Physicians IPA Medicaid $51.31 ↑ +23%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $51.31 ↑ +23%
Blue Cross Blue Shield of Arizona Medicare Advantage $51.31 ↑ +23%
Kaiser Foundation Health Plan Medicare Advantage $51.31 ↑ +23%
Health Choice Arizona, Inc. Medicare Advantage $51.31 ↑ +23%
Banner University Health Plan AZ Medicaid - AHCCCS $51.31 ↑ +23%
Banner University Health Plan University Care Advantage $51.31 ↑ +23%
Mercy Care Mercy Medicaid $51.31 ↑ +23%
Mercy Care Mercy Care Advantage $51.31 ↑ +23%
Health Choice Arizona, Inc. Medicaid $51.31 ↑ +23%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $51.31 ↑ +23%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $51.31 ↑ +23%
Banner Health Medicare Advantage $51.31 ↑ +23%
Care 1st Medicare Advantage $51.31 ↑ +23%
Wellpoint Medicare Advantage HMO $51.31 ↑ +23%
United Healthcare UHC Medicare Advantage $51.31 ↑ +23%
UPMC Health Plan Medicare Advantage $51.31 ↑ +23%
Health Net Medicaid $51.31 ↑ +23%
Health Net Medicare $51.31 ↑ +23%
Aetna Banner Employee Plans $51.74 ↑ +24%
Devoted Health Services Medicare Advantage $53.88 ↑ +29%
Carelon Medicare Advantage $53.88 ↑ +29%
Hospice of the Valley Medicare $53.90 ↑ +29%
Gold Kidney Health Plan Medicare Advantage $56.44 ↑ +35%
Arizona Priority Care Medicare Advantage $56.44 ↑ +35%
NaphCare Federal Prison System $69.27 ↑ +66%
Plotkin Health Plotkin Health $69.30 ↑ +66%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $69.30 ↑ +66%
Aetna Qualified Health Plan $69.78 ↑ +67%
United Healthcare Individual Exchange $71.83 ↑ +72%
Health Net Commerical Exchange Product $75.94 ↑ +82%
Health Choice Arizona, Inc. ACA Health Plan $76.97 ↑ +84%
Aetna Medical Rental $81.16 ↑ +94%
Quiktrip Corporation Commercial $83.16 ↑ +99%
Oscar Health Plan Commercial $84.66 ↑ +103%
Cigna Healthcare of Arizona, Inc. LocalFlex $90.05 ↑ +116%
United Healthcare UHC Doctor's Plan $94.90 ↑ +127%
Cigna Healthcare of Arizona, Inc. Commercial $100.05 ↑ +140%
United Healthcare UHC Core $104.92 ↑ +151%
Arizona Medical Network Commercial $107.80 ↑ +158%
United Healthcare Commercial $115.45 ↑ +177%
Provider Network of America Commercial $115.50 ↑ +177%
Aetna Joint Venture $172.30 ↑ +313%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $176.32 ↑ +323%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $176.32 ↑ +323%
Aetna Designated Group $183.07 ↑ +339%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $188.07 ↑ +351%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $197.47 ↑ +373%
Aetna Broad Network $215.40 ↑ +416%
Blue Cross Blue Shield of Arizona Commercial $235.09 ↑ +463%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $235.09 ↑ +463%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $235.09 ↑ +463%

Visitor-reported prices

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Infectious agent nucleic acid amplified probe sars-cov-2/covid-19 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $34.03 $51.31 – $115.50
Arizona General Hospital Laveen Phoenix $48.32 $30.78 – $367.23
St. Joseph’s Hospital and Medical Center Phoenix $173.05 $21.55 – $161.16
Mercy Gilbert Medical Center Gilbert $73.61 $29.96 – $164.78
Banner University Medical Center Tucson Tucson $152.10 $51.31 – $123.20
Banner University Medical Center South Tucson $25.72 $51.31 – $123.20
Banner Baywood Medical Center Mesa $34.34 $51.31 – $115.50
Banner Behavioral Health Hospital Scottsdale $90.23 $51.31 – $107.80

All Arizona hospitals for this procedure →