Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$59.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.89 with United vs $121.92 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $5.89 ↓ -90%
United Commercial|Navigate $10.11 ↓ -83%
United Commercial|All Other Plans $14.45 ↓ -76%
United Commercial|Options PPO $14.45 ↓ -76%
Optum Commercial|OptumHealth $14.56 ↓ -76%
Cigna Commercial|LifeSource $17.03 ↓ -72%
Other Commercial|NTN $18.58 ↓ -69%
LifeTrac Commercial|All Plans $20.13 ↓ -66%
Health Net Commercial|Interlink $21.68 ↓ -64%
First Health Commercial|All Plans $21.68 ↓ -64%
United Medicare|All Other Plans $24.08 ↓ -60%
Humana Medicare|All Plans $24.08 ↓ -60%
Optum Medicare|OptumCare $24.08 ↓ -60%
Aetna Medicare|All Plans $24.08 ↓ -60%
First Health Medicare|All Plans $24.08 ↓ -60%
Care 1st Medicare|All Plans $24.08 ↓ -60%
United Medicare|Dual Complete $24.08 ↓ -60%
Cigna Medicare|All Plans $24.08 ↓ -60%
BCBS - AZ Medicare|All Plans $24.08 ↓ -60%
Health Choice Medicaid|All Plans $24.08 ↓ -60%
Health Choice Medicare|All Plans $24.08 ↓ -60%
Mercy Care Plan Medicaid|All Plans $24.08 ↓ -60%
Mercy Care Plan Medicare|All Plans $24.08 ↓ -60%
MultiPlan Commercial|All Plans $24.46 ↓ -59%
United Medicaid|All Plans $24.68 ↓ -59%
Devoted Health Medicare|All Plans $24.80 ↓ -59%
Optum Medicare|OptumHealth $26.49 ↓ -56%
BCBS - AZ Commercial|MaricopaFocus $30.96 ↓ -48%
BCBS - AZ Commercial|Neighborhood $30.96 ↓ -48%
Aetna Commercial|All Plans $30.96 ↓ -48%
Cigna Commercial|All Other Plans $30.96 ↓ -48%
Cigna Commercial|Exchange $30.96 ↓ -48%
Cigna Commercial|LocalPlus SureFit $30.96 ↓ -48%
BCBS - AZ Commercial|All Other Plans $30.96 ↓ -48%
BCBS - AZ Commercial|Workers Comp $30.96 ↓ -48%
Aetna Commercial|HMO $121.92 ↑ +103%
Aetna Commercial|All Other Plans $121.92 ↑ +103%
Aetna Commercial|PPO $121.92 ↑ +103%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $19.23 $24.08 – $65.25
Banner Estrella Medical Center Phoenix $23.58 $24.08 – $65.25
Arizona General Hospital Laveen Phoenix $43.51 $14.44 – $155.23
Mercy Gilbert Medical Center Gilbert $104.55 $13.49 – $74.17
Banner University Medical Center Tucson Tucson $20.36 $24.08 – $69.60
Banner University Medical Center South Tucson $14.53 $24.08 – $69.60
Banner Baywood Medical Center Mesa $19.40 $24.08 – $65.25
Banner Behavioral Health Hospital Scottsdale $50.97 $20.23 – $60.90

All Arizona hospitals for this procedure →