Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$19.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$87.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.08 with Care 1st vs $101.09 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $24.08 ↑ +25%
Gila River Health Care Corporation Managed Care Program $24.08 ↑ +25%
United Healthcare Medicare Advantage $24.08 ↑ +25%
UPMC Health Plan Medicare Advantage $24.08 ↑ +25%
Blue Cross Blue Shield of Arizona Medicare Advantage $24.08 ↑ +25%
Banner University Health Plan University Family Plan $24.08 ↑ +25%
Banner University Health Plan AZ Medicaid - AHCCCS $24.08 ↑ +25%
Banner University Health Plan University Care Advantage $24.08 ↑ +25%
Banner University Health Plan Medicare Advantage $24.08 ↑ +25%
Mercy Care Medicaid $24.08 ↑ +25%
Mercy Care Mercy Care Advantage $24.08 ↑ +25%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $24.08 ↑ +25%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $24.08 ↑ +25%
Aetna Medicare Advantage $24.08 ↑ +25%
Banner Health Medicare Advantage $24.08 ↑ +25%
Health Choice Arizona, Inc. Medicaid $24.08 ↑ +25%
Health Choice Arizona, Inc. Medicare Advantage $24.08 ↑ +25%
Kaiser Foundation Health Plan Medicare Advantage $24.08 ↑ +25%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $24.08 ↑ +25%
Health Net Medicare $24.08 ↑ +25%
Health Net Medicaid $24.08 ↑ +25%
Wellpoint Medicare Advantage HMO $24.08 ↑ +25%
Arizona Physicians IPA Medicaid $24.08 ↑ +25%
Arizona Physicians IPA Medicare Advantage $24.08 ↑ +25%
Humana Medicare Advantage $24.80 ↑ +29%
Carelon Medicare Advantage $25.28 ↑ +31%
Devoted Health Services Medicare Advantage $25.28 ↑ +31%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $25.39 ↑ +32%
Gold Kidney Health Plan Medicare Advantage $26.49 ↑ +38%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $26.49 ↑ +38%
Aetna Banner Employee Plans $29.23 ↑ +52%
NaphCare Federal $32.51 ↑ +69%
Aetna Qualified Health Plan $32.75 ↑ +70%
United Healthcare Individual Exchange $33.71 ↑ +75%
Health Net Commerical Exchange Product $35.64 ↑ +85%
Health Choice Arizona, Inc. ACA Health Plan $36.12 ↑ +88%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $39.15 ↑ +104%
Plotkin Health Plotkin Health $39.15 ↑ +104%
Oscar Health Plan Commercial $39.73 ↑ +107%
Cigna Healthcare of Arizona, Inc. LocalFlex $42.26 ↑ +120%
United Healthcare UHC Doctor's Plan $44.54 ↑ +132%
Aetna Medical Rental $45.85 ↑ +138%
Cigna Healthcare of Arizona, Inc. Commercial $46.95 ↑ +144%
Quiktrip Corporation Commercial $46.98 ↑ +144%
United Healthcare UHC Core $49.23 ↑ +156%
United Healthcare Commercial $54.18 ↑ +182%
Arizona Medical Network Commercial $60.90 ↑ +217%
Provider Network of America Commercial $65.25 ↑ +239%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $65.27 ↑ +239%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $69.62 ↑ +262%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $73.10 ↑ +280%
Aetna Joint Venture $80.86 ↑ +320%
Aetna Designated Group $85.92 ↑ +347%
Blue Cross Blue Shield of Arizona Commercial $87.02 ↑ +353%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $87.02 ↑ +353%
Aetna Broad Network $101.09 ↑ +426%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $23.58 $24.08 – $65.25
Arizona General Hospital Laveen Phoenix $43.51 $14.44 – $155.23
St. Joseph’s Hospital and Medical Center Phoenix $59.98 $5.89 – $24.80
Mercy Gilbert Medical Center Gilbert $104.55 $13.49 – $74.17
Banner University Medical Center Tucson Tucson $20.36 $24.08 – $69.60
Banner University Medical Center South Tucson $14.53 $24.08 – $69.60
Banner Baywood Medical Center Mesa $19.40 $24.08 – $65.25
Banner Behavioral Health Hospital Scottsdale $50.97 $20.23 – $60.90

All Arizona hospitals for this procedure →