Fetal non stress test at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$284.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$744.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$50.81 with Health Choice vs $4,934.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $50.81 | ↓ -82% |
| United | Medicaid|All Plans | $50.81 | ↓ -82% |
| United | Commercial|DignityHealthEmployee | $131.10 | ↓ -54% |
| United | Medicare|Dual Complete | $209.23 | ↓ -26% |
| Care 1st | Medicare|All Plans | $214.41 | ↓ -25% |
| Aetna | Medicare|All Plans | $214.41 | ↓ -25% |
| BCBS - AZ | Medicare|All Plans | $214.41 | ↓ -25% |
| First Health | Medicare|All Plans | $214.41 | ↓ -25% |
| Mercy Care Plan | Medicaid|All Plans | $214.41 | ↓ -25% |
| Health Choice | Medicare|All Plans | $214.41 | ↓ -25% |
| Mercy Care Plan | Medicare|All Plans | $214.41 | ↓ -25% |
| Humana | Medicare|All Plans | $214.41 | ↓ -25% |
| Cigna | Medicare|All Plans | $214.41 | ↓ -25% |
| Optum | Medicare|OptumCare | $214.41 | ↓ -25% |
| United | Medicare|All Other Plans | $214.41 | ↓ -25% |
| Devoted Health | Medicare|All Plans | $220.84 | ↓ -22% |
| Optum | Medicare|OptumHealth | $235.85 | ↓ -17% |
| BCBS - AZ | Commercial|MaricopaFocus | $322.61 | ↑ +14% |
| BCBS - AZ | Commercial|Neighborhood | $322.61 | ↑ +14% |
| Optum | Commercial|OptumHealth | $324.30 | ↑ +14% |
| Cigna | Commercial|LifeSource | $379.50 | ↑ +34% |
| Other | Commercial|NTN | $414.00 | ↑ +46% |
| BCBS - AZ | Commercial|All Other Plans | $430.14 | ↑ +51% |
| LifeTrac | Commercial|All Plans | $448.50 | ↑ +58% |
| First Health | Commercial|All Plans | $483.00 | ↑ +70% |
| Health Net | Commercial|Interlink | $483.00 | ↑ +70% |
| MultiPlan | Commercial|All Plans | $545.10 | ↑ +92% |
| BCBS - AZ | Commercial|Workers Comp | $637.51 | ↑ +124% |
| United | Commercial|Options PPO | $690.00 | ↑ +143% |
| United | Commercial|Navigate | $690.00 | ↑ +143% |
| United | Commercial|All Other Plans | $690.00 | ↑ +143% |
| Cigna | Commercial|Exchange | $3,503.00 | ↑ +1133% |
| Cigna | Commercial|LocalPlus SureFit | $3,750.00 | ↑ +1219% |
| Cigna | Commercial|All Other Plans | $4,934.00 | ↑ +1636% |
Visitor-reported prices
Comments
Fetal non stress test at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $559.02 | $123.48 – $469.50 |
| Banner Estrella Medical Center | Phoenix | $398.14 | $123.48 – $469.50 |
| Arizona General Hospital Laveen | Phoenix | not published | $50.81 – $220.85 |
| Mercy Gilbert Medical Center | Gilbert | $241.82 | $50.81 – $756.91 |
| Banner University Medical Center Tucson | Tucson | $280.14 | $123.48 – $365.60 |
| Banner Casa Grande Medical Center | Casa Grande | $286.71 | $123.48 – $469.50 |
| Banner Del Webb Medical Center | Sun City West | $446.34 | $123.48 – $500.80 |
| Banner Desert Medical Center | Mesa | $523.34 | $123.48 – $469.50 |