Fetal non stress test at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$559.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$626.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$123.48 with Banner University Health Plan vs $667.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $123.48 ↓ -78%
Health Net Medicaid $123.48 ↓ -78%
Banner University Health Plan University Family Plan $123.48 ↓ -78%
Mercy Care Medicaid $123.48 ↓ -78%
Arizona Physicians IPA Medicaid $123.48 ↓ -78%
Health Choice Arizona, Inc. Medicaid $123.48 ↓ -78%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $172.96 ↓ -69%
Aetna Banner Employee Plans $210.34 ↓ -62%
Care 1st Medicare Advantage $214.41 ↓ -62%
Gila River Health Care Corporation Managed Care Program $214.41 ↓ -62%
United Healthcare Medicare Advantage $214.41 ↓ -62%
UPMC Health Plan Medicare Advantage $214.41 ↓ -62%
Blue Cross Blue Shield of Arizona Medicare Advantage $214.41 ↓ -62%
Banner University Health Plan University Care Advantage $214.41 ↓ -62%
Banner University Health Plan Medicare Advantage $214.41 ↓ -62%
Mercy Care Mercy Care Advantage $214.41 ↓ -62%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $214.41 ↓ -62%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $214.41 ↓ -62%
Aetna Medicare Advantage $214.41 ↓ -62%
Banner Health Medicare Advantage $214.41 ↓ -62%
Health Choice Arizona, Inc. Medicare Advantage $214.41 ↓ -62%
Kaiser Foundation Health Plan Medicare Advantage $214.41 ↓ -62%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $214.41 ↓ -62%
Health Net Medicare $214.41 ↓ -62%
Wellpoint Medicare Advantage HMO $214.41 ↓ -62%
Arizona Physicians IPA Medicare Advantage $214.41 ↓ -62%
Humana Medicare Advantage $220.84 ↓ -60%
Devoted Health Services Medicare Advantage $225.13 ↓ -60%
Carelon Medicare Advantage $225.13 ↓ -60%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $235.85 ↓ -58%
Gold Kidney Health Plan Medicare Advantage $235.85 ↓ -58%
Plotkin Health Plotkin Health $281.70 ↓ -50%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $281.70 ↓ -50%
Aetna Joint Venture $289.21 ↓ -48%
NaphCare Federal $289.45 ↓ -48%
Aetna Qualified Health Plan $291.60 ↓ -48%
United Healthcare Individual Exchange $300.17 ↓ -46%
Aetna Designated Group $307.37 ↓ -45%
Health Net Commerical Exchange Product $317.33 ↓ -43%
Health Choice Arizona, Inc. ACA Health Plan $321.62 ↓ -42%
Aetna Medical Rental $329.90 ↓ -41%
Quiktrip Corporation Commercial $338.04 ↓ -40%
Oscar Health Plan Commercial $353.78 ↓ -37%
Aetna Broad Network $361.20 ↓ -35%
Cigna Healthcare of Arizona, Inc. LocalFlex $411.28 ↓ -26%
Cigna Healthcare of Arizona, Inc. Commercial $430.06 ↓ -23%
Arizona Medical Network Commercial $438.20 ↓ -22%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $444.57 ↓ -20%
Provider Network of America Commercial $469.50 ↓ -16%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $474.21 ↓ -15%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $497.92 ↓ -11%
Blue Cross Blue Shield of Arizona Commercial $592.76 ↑ +6%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $592.76 ↑ +6%
United Healthcare UHC Doctor's Plan $606.00 ↑ +8%
United Healthcare UHC Core $634.00 ↑ +13%
United Healthcare Commercial $667.00 ↑ +19%

Visitor-reported prices

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Fetal non stress test at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $398.14 $123.48 – $469.50
St. Joseph’s Hospital and Medical Center Phoenix $284.21 $50.81 – $545.10
Arizona General Hospital Laveen Phoenix not published $50.81 – $220.85
Mercy Gilbert Medical Center Gilbert $241.82 $50.81 – $756.91
Banner University Medical Center Tucson Tucson $280.14 $123.48 – $365.60
Banner Casa Grande Medical Center Casa Grande $286.71 $123.48 – $469.50
Banner Del Webb Medical Center Sun City West $446.34 $123.48 – $500.80
Banner Desert Medical Center Mesa $523.34 $123.48 – $469.50

All Arizona hospitals for this procedure →