Fetal fluid drainage w/us at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$485.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,271.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$241.49 with United vs $4,686.36 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $241.49 ↓ -50%
United Medicare|Dual Complete $316.38 ↓ -35%
Health Choice Medicaid|All Plans $316.53 ↓ -35%
United Medicaid|All Plans $316.53 ↓ -35%
Aetna Medicare|All Plans $324.21 ↓ -33%
Mercy Care Plan Medicare|All Plans $324.21 ↓ -33%
First Health Medicare|All Plans $324.21 ↓ -33%
BCBS - AZ Medicare|All Plans $324.21 ↓ -33%
Humana Medicare|All Plans $324.21 ↓ -33%
Optum Medicare|OptumCare $324.21 ↓ -33%
Care 1st Medicare|All Plans $324.21 ↓ -33%
United Medicare|All Other Plans $324.21 ↓ -33%
Mercy Care Plan Medicaid|All Plans $324.21 ↓ -33%
Health Choice Medicare|All Plans $324.21 ↓ -33%
Cigna Medicare|All Plans $324.21 ↓ -33%
Devoted Health Medicare|All Plans $333.94 ↓ -31%
Optum Medicare|OptumHealth $356.63 ↓ -27%
Optum Commercial|OptumHealth $597.37 ↑ +23%
Cigna Commercial|LifeSource $699.05 ↑ +44%
Other Commercial|NTN $762.60 ↑ +57%
LifeTrac Commercial|All Plans $826.15 ↑ +70%
Health Net Commercial|Interlink $889.70 ↑ +83%
First Health Commercial|All Plans $889.70 ↑ +83%
MultiPlan Commercial|All Plans $1,004.09 ↑ +107%
Cigna Commercial|Exchange $2,119.00 ↑ +336%
Cigna Commercial|LocalPlus SureFit $2,269.00 ↑ +367%
BCBS - AZ Commercial|Neighborhood $2,371.51 ↑ +388%
BCBS - AZ Commercial|MaricopaFocus $2,371.51 ↑ +388%
Cigna Commercial|All Other Plans $2,985.00 ↑ +515%
BCBS - AZ Commercial|All Other Plans $3,162.02 ↑ +551%
BCBS - AZ Commercial|Workers Comp $4,686.36 ↑ +865%

Visitor-reported prices

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Fetal fluid drainage w/us at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $457.52 $204.07 – $958.50
Arizona General Hospital Laveen Phoenix not published $316.53 – $333.94
Mercy Gilbert Medical Center Gilbert not published $316.53 – $324.21
Yavapai Regional Medical Center (East) Prescott not published $316.53 – $343.67
Arizona General Hospital Mesa Mesa not published $316.53 – $333.94
Chandler Regional Medical Center Chandler not published $316.53 – $324.21

All Arizona hospitals for this procedure →