Fetal fluid drainage w/us at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$457.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,278.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$204.07 with Banner University Health Plan vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $204.07 ↓ -55%
Arizona Physicians IPA Medicaid $204.07 ↓ -55%
Mercy Care Medicaid $204.07 ↓ -55%
Banner University Health Plan University Family Plan $204.07 ↓ -55%
Health Net Medicaid $204.07 ↓ -55%
Health Choice Arizona, Inc. Medicaid $204.07 ↓ -55%
UPMC Health Plan Medicare Advantage $324.21 ↓ -29%
Health Net Medicare $324.21 ↓ -29%
Aetna Medicare Advantage $324.21 ↓ -29%
Care 1st Medicare Advantage $324.21 ↓ -29%
Gila River Health Care Corporation Managed Care Program $324.21 ↓ -29%
Arizona Physicians IPA Medicare Advantage $324.21 ↓ -29%
Wellpoint Medicare Advantage HMO $324.21 ↓ -29%
United Healthcare Medicare Advantage $324.21 ↓ -29%
Blue Cross Blue Shield of Arizona Medicare Advantage $324.21 ↓ -29%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $324.21 ↓ -29%
Banner University Health Plan University Care Advantage $324.21 ↓ -29%
Banner University Health Plan Medicare Advantage $324.21 ↓ -29%
Mercy Care Mercy Care Advantage $324.21 ↓ -29%
Kaiser Foundation Health Plan Medicare Advantage $324.21 ↓ -29%
Health Choice Arizona, Inc. Medicare Advantage $324.21 ↓ -29%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $324.21 ↓ -29%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $324.21 ↓ -29%
Banner Health Medicare Advantage $324.21 ↓ -29%
Humana Medicare Advantage $333.94 ↓ -27%
Carelon Medicare Advantage $340.42 ↓ -26%
Devoted Health Services Medicare Advantage $340.42 ↓ -26%
Gold Kidney Health Plan Medicare Advantage $356.63 ↓ -22%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $356.63 ↓ -22%
NaphCare Federal $437.68 ↓ -4%
Aetna Qualified Health Plan $440.93 ↓ -4%
United Healthcare Individual Exchange $453.89 ↓ -1%
Health Net Commerical Exchange Product $479.83 ↑ +5%
Health Choice Arizona, Inc. ACA Health Plan $486.31 ↑ +6%
Oscar Health Plan Commercial $534.95 ↑ +17%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $575.10 ↑ +26%
Plotkin Health Plotkin Health $575.10 ↑ +26%
Aetna Medical Rental $673.51 ↑ +47%
Quiktrip Corporation Commercial $690.12 ↑ +51%
Arizona Medical Network Commercial $894.60 ↑ +96%
Provider Network of America Commercial $958.50 ↑ +109%
Aetna Banner Employee Plans $1,170.00 ↑ +156%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↑ +178%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +362%
United Healthcare UHC Core $2,210.00 ↑ +383%
United Healthcare Commercial $2,326.00 ↑ +408%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +614%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +662%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +700%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +778%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +852%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +852%
Aetna Joint Venture $4,405.00 ↑ +863%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +876%
Aetna Designated Group $4,680.00 ↑ +923%
Aetna Broad Network $5,506.00 ↑ +1103%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Fetal fluid drainage w/us at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $485.53 $241.49 – $1,004.09
Arizona General Hospital Laveen Phoenix not published $316.53 – $333.94
Mercy Gilbert Medical Center Gilbert not published $316.53 – $324.21
Yavapai Regional Medical Center (East) Prescott not published $316.53 – $343.67
Arizona General Hospital Mesa Mesa not published $316.53 – $333.94
Chandler Regional Medical Center Chandler not published $316.53 – $324.21

All Arizona hospitals for this procedure →