Evaluation of speech fluency 92521 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$260.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$681.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$129.00 with Cigna vs $595.16 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|Exchange $129.00 ↓ -50%
United Commercial|DignityHealthEmployee $129.39 ↓ -50%
Cigna Commercial|LocalPlus SureFit $138.00 ↓ -47%
Health Choice Medicaid|All Plans $140.90 ↓ -46%
United Medicaid|All Plans $140.90 ↓ -46%
United Commercial|Navigate $162.00 ↓ -38%
Cigna Commercial|All Other Plans $182.00 ↓ -30%
Optum Commercial|OptumHealth $320.07 ↑ +23%
United Commercial|All Other Plans $354.00 ↑ +36%
Cigna Commercial|LifeSource $374.55 ↑ +44%
United Commercial|Options PPO $395.00 ↑ +52%
Other Commercial|NTN $408.60 ↑ +57%
Connected Care Commercial|Intel $422.22 ↑ +62%
LifeTrac Commercial|All Plans $442.65 ↑ +70%
First Health Commercial|All Plans $449.46 ↑ +73%
Aetna Commercial|HMO $469.44 ↑ +80%
Aetna Commercial|PPO $469.44 ↑ +80%
Aetna Commercial|All Other Plans $469.44 ↑ +80%
Health Net Commercial|Interlink $476.70 ↑ +83%
MultiPlan Commercial|All Plans $537.99 ↑ +107%
Aetna Commercial|All Plans $595.16 ↑ +129%

Visitor-reported prices

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Evaluation of speech fluency 92521 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $71.12 $81.00 – $323.25
Banner Estrella Medical Center Phoenix $47.41 $81.00 – $622.35
Arizona General Hospital Laveen Phoenix $152.98 $140.90 – $545.76
Banner University Medical Center Tucson Tucson $119.76 $81.00 – $530.97
Banner University Medical Center South Tucson $68.04 $81.00 – $373.98
Banner Baywood Medical Center Mesa $85.34 $81.00 – $622.35
Banner Boswell Medical Center Sun City $76.72 $81.00 – $475.21
Banner Casa Grande Medical Center Casa Grande $33.19 $81.00 – $364.46

All Arizona hospitals for this procedure →