Evaluation of speech fluency 92521 at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$47.41

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$431.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.00 with Aetna vs $829.81 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $81.00 ↑ +71%
Aetna Medicare Advantage $86.20 ↑ +82%
Arizona Physicians IPA Medicaid $92.67 ↑ +95%
Health Net Medicaid $92.67 ↑ +95%
Mercy Care Mercy Medicaid $92.67 ↑ +95%
Aetna Qualified Health Plan $109.47 ↑ +131%
Health Choice Arizona, Inc. Medicare Advantage $129.30 ↑ +173%
Hospice of the Valley Medicare $150.85 ↑ +218%
Arizona Priority Care Medicare Advantage $172.40 ↑ +264%
Plotkin Health Plotkin Health $193.95 ↑ +309%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $193.95 ↑ +309%
Aetna Joint Venture $199.12 ↑ +320%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +328%
Aetna Designated Group $211.62 ↑ +346%
Health Net Medicare $215.50 ↑ +355%
Oscar Health Plan Commercial $215.50 ↑ +355%
Health Choice Arizona, Inc. ACA Health Plan $215.50 ↑ +355%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +375%
Aetna Medical Rental $227.14 ↑ +379%
Health Net Commerical Exchange Product $232.74 ↑ +391%
Quiktrip Corporation Commercial $232.74 ↑ +391%
United Healthcare UHC Doctor's Plan $241.00 ↑ +408%
Aetna Broad Network $248.69 ↑ +425%
United Healthcare UHC Core $252.00 ↑ +432%
United Healthcare Commercial $265.00 ↑ +459%
Arizona Medical Network Commercial $301.70 ↑ +536%
Provider Network of America Commercial $323.25 ↑ +582%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $622.35 ↑ +1213%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $622.35 ↑ +1213%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $663.85 ↑ +1300%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $697.03 ↑ +1370%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $829.81 ↑ +1650%
Blue Cross Blue Shield of Arizona Commercial $829.81 ↑ +1650%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $829.81 ↑ +1650%

Visitor-reported prices

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Evaluation of speech fluency 92521 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $71.12 $81.00 – $323.25
Arizona General Hospital Laveen Phoenix $152.98 $140.90 – $545.76
St. Joseph’s Hospital and Medical Center Phoenix $260.15 $129.00 – $537.99
Banner University Medical Center Tucson Tucson $119.76 $81.00 – $530.97
Banner University Medical Center South Tucson $68.04 $81.00 – $373.98
Banner Baywood Medical Center Mesa $85.34 $81.00 – $622.35
Banner Boswell Medical Center Sun City $76.72 $81.00 – $475.21
Banner Casa Grande Medical Center Casa Grande $33.19 $81.00 – $364.46

All Arizona hospitals for this procedure →