Echo tee guidance at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$1,323.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,464.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$232.09 with United vs $2,888.16 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $232.09 | ↓ -82% |
| United | Commercial|DignityHealthEmployee | $658.16 | ↓ -50% |
| United | Commercial|Navigate | $729.00 | ↓ -45% |
| United | Commercial|All Other Plans | $1,073.00 | ↓ -19% |
| United | Commercial|Options PPO | $1,322.00 | ↓ -0% |
| BCBS - AZ | Commercial|Neighborhood | $1,467.91 | ↑ +11% |
| BCBS - AZ | Commercial|MaricopaFocus | $1,467.91 | ↑ +11% |
| Optum | Commercial|OptumHealth | $1,628.08 | ↑ +23% |
| Cigna | Commercial|LifeSource | $1,905.20 | ↑ +44% |
| BCBS - AZ | Commercial|All Other Plans | $1,957.21 | ↑ +48% |
| Other | Commercial|NTN | $2,078.40 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $2,251.60 | ↑ +70% |
| Health Net | Commercial|Interlink | $2,424.80 | ↑ +83% |
| First Health | Commercial|All Plans | $2,424.80 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $2,736.56 | ↑ +107% |
| BCBS - AZ | Commercial|Workers Comp | $2,888.16 | ↑ +118% |
Visitor-reported prices
Comments
Echo tee guidance at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $721.03 | $569.46 – $2,198.25 |
| Mercy Gilbert Medical Center | Gilbert | $837.63 | $232.09 – $2,621.85 |
| Banner University Medical Center Tucson | Tucson | $507.31 | $487.80 – $1,951.20 |
| Banner Baywood Medical Center | Mesa | $627.23 | $586.20 – $2,198.25 |
| Banner Heart Hospital | Mesa | $518.79 | $521.72 – $2,198.25 |
| Banner Thunderbird Medical Center | Glendale | $603.79 | $72.99 – $2,198.25 |
| Yavapai Regional Medical Center (East) | Prescott | $2,845.57 | $232.09 – $440.80 |
| Chandler Regional Medical Center | Chandler | $912.54 | $210.63 – $2,860.20 |