Echo tee guidance at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$721.03
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,931.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$569.46 with Blue Cross Blue Shield of Arizona vs $2,341.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $569.46 | ↓ -21% |
| Aetna | Medicare Advantage | $586.20 | ↓ -19% |
| Arizona Physicians IPA | Medicaid | $656.54 | ↓ -9% |
| Health Net | Medicaid | $656.54 | ↓ -9% |
| Health Choice Arizona, Inc. | Medicaid | $656.54 | ↓ -9% |
| Mercy Care | Medicaid | $656.54 | ↓ -9% |
| Aetna | Qualified Health Plan | $659.48 | ↓ -9% |
| Health Choice Arizona, Inc. | Medicare Advantage | $879.30 | ↑ +22% |
| Aetna | Banner Employee Plans | $984.82 | ↑ +37% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,172.40 | ↑ +63% |
| Plotkin Health | Plotkin Health | $1,318.95 | ↑ +83% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,318.95 | ↑ +83% |
| Aetna | Joint Venture | $1,354.12 | ↑ +88% |
| Aetna | Designated Group | $1,439.12 | ↑ +100% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,463.73 | ↑ +103% |
| Oscar Health Plan | Commercial | $1,465.50 | ↑ +103% |
| Health Net | Medicare | $1,465.50 | ↑ +103% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,465.50 | ↑ +103% |
| Aetna | Medical Rental | $1,544.64 | ↑ +114% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,561.32 | ↑ +117% |
| Quiktrip Corporation | Commercial | $1,582.74 | ↑ +120% |
| Health Net | Commerical Exchange Product | $1,582.74 | ↑ +120% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,639.37 | ↑ +127% |
| Aetna | Broad Network | $1,691.19 | ↑ +135% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,925.67 | ↑ +167% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,951.64 | ↑ +171% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,951.64 | ↑ +171% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $2,013.60 | ↑ +179% |
| Arizona Medical Network | Commercial | $2,051.70 | ↑ +185% |
| United Healthcare | UHC Doctor's Plan | $2,128.00 | ↑ +195% |
| Provider Network of America | Commercial | $2,198.25 | ↑ +205% |
| United Healthcare | UHC Core | $2,224.00 | ↑ +208% |
| United Healthcare | Commercial | $2,341.00 | ↑ +225% |
Visitor-reported prices
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Echo tee guidance at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,323.25 | $232.09 – $2,736.56 |
| Mercy Gilbert Medical Center | Gilbert | $837.63 | $232.09 – $2,621.85 |
| Banner University Medical Center Tucson | Tucson | $507.31 | $487.80 – $1,951.20 |
| Banner Baywood Medical Center | Mesa | $627.23 | $586.20 – $2,198.25 |
| Banner Heart Hospital | Mesa | $518.79 | $521.72 – $2,198.25 |
| Banner Thunderbird Medical Center | Glendale | $603.79 | $72.99 – $2,198.25 |
| Yavapai Regional Medical Center (East) | Prescott | $2,845.57 | $232.09 – $440.80 |
| Chandler Regional Medical Center | Chandler | $912.54 | $210.63 – $2,860.20 |