Diffusing capacity at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$216.98
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$568.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$59.36 with United vs $516.00 with United — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $59.36 | ↓ -73% |
| United | Commercial|DignityHealthEmployee | $98.04 | ↓ -55% |
| BCBS - AZ | Commercial|MaricopaFocus | $215.52 | ↓ -1% |
| BCBS - AZ | Commercial|Neighborhood | $215.52 | ↓ -1% |
| Optum | Commercial|OptumHealth | $242.52 | ↑ +12% |
| Cigna | Commercial|LifeSource | $283.80 | ↑ +31% |
| BCBS - AZ | Commercial|All Other Plans | $287.36 | ↑ +32% |
| Other | Commercial|NTN | $309.60 | ↑ +43% |
| LifeTrac | Commercial|All Plans | $335.40 | ↑ +55% |
| Connected Care | Commercial|Intel | $340.56 | ↑ +57% |
| Health Net | Commercial|Interlink | $361.20 | ↑ +66% |
| First Health | Commercial|All Plans | $361.20 | ↑ +66% |
| MultiPlan | Commercial|All Plans | $407.64 | ↑ +88% |
| BCBS - AZ | Commercial|Workers Comp | $424.05 | ↑ +95% |
| United | Commercial|Navigate | $516.00 | ↑ +138% |
| United | Commercial|Options PPO | $516.00 | ↑ +138% |
| United | Commercial|All Other Plans | $516.00 | ↑ +138% |
Visitor-reported prices
Comments
Diffusing capacity at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $227.33 | $60.63 – $483.00 |
| Banner Estrella Medical Center | Phoenix | $119.14 | $60.63 – $483.00 |
| Mercy Gilbert Medical Center | Gilbert | $144.41 | $59.36 – $451.99 |
| Banner University Medical Center Tucson | Tucson | $109.06 | $60.63 – $454.40 |
| Banner University Medical Center South | Tucson | $151.09 | $60.63 – $454.40 |
| Banner Baywood Medical Center | Mesa | $169.37 | $60.63 – $483.00 |
| Banner Boswell Medical Center | Sun City | $159.71 | $60.63 – $515.20 |
| Banner Casa Grande Medical Center | Casa Grande | $75.99 | $60.63 – $483.00 |