Diffusing capacity at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$227.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$644.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$60.63 with Arizona Physicians IPA vs $483.00 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $60.63 | ↓ -73% |
| Banner University Health Plan | University Family Plan | $60.63 | ↓ -73% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $60.63 | ↓ -73% |
| Mercy Care | Medicaid | $60.63 | ↓ -73% |
| Health Choice Arizona, Inc. | Medicaid | $60.63 | ↓ -73% |
| Health Net | Medicaid | $60.63 | ↓ -73% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $83.61 | ↓ -63% |
| Aetna | Medicare Advantage | $128.80 | ↓ -43% |
| Aetna | Qualified Health Plan | $144.90 | ↓ -36% |
| Health Choice Arizona, Inc. | Medicare Advantage | $193.20 | ↓ -15% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $214.91 | ↓ -5% |
| Aetna | Banner Employee Plans | $216.38 | ↓ -5% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $229.24 | ↑ +1% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $240.70 | ↑ +6% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $257.60 | ↑ +13% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $286.54 | ↑ +26% |
| Blue Cross Blue Shield of Arizona | Commercial | $286.54 | ↑ +26% |
| Plotkin Health | Plotkin Health | $289.80 | ↑ +27% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $289.80 | ↑ +27% |
| Aetna | Joint Venture | $297.53 | ↑ +31% |
| United Healthcare | UHC Doctor's Plan | $312.34 | ↑ +37% |
| Aetna | Designated Group | $316.20 | ↑ +39% |
| Health Choice Arizona, Inc. | ACA Health Plan | $322.00 | ↑ +42% |
| Health Net | Medicare | $322.00 | ↑ +42% |
| Oscar Health Plan | Commercial | $322.00 | ↑ +42% |
| United Healthcare | UHC Core | $326.51 | ↑ +44% |
| Aetna | Medical Rental | $339.39 | ↑ +49% |
| United Healthcare | Commercial | $343.90 | ↑ +51% |
| Health Net | Commerical Exchange Product | $347.76 | ↑ +53% |
| Quiktrip Corporation | Commercial | $347.76 | ↑ +53% |
| Aetna | Broad Network | $371.59 | ↑ +63% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $423.11 | ↑ +86% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $442.43 | ↑ +95% |
| Arizona Medical Network | Commercial | $450.80 | ↑ +98% |
| Provider Network of America | Commercial | $483.00 | ↑ +112% |
Visitor-reported prices
Comments
Diffusing capacity at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $119.14 | $60.63 – $483.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $216.98 | $59.36 – $407.64 |
| Mercy Gilbert Medical Center | Gilbert | $144.41 | $59.36 – $451.99 |
| Banner University Medical Center Tucson | Tucson | $109.06 | $60.63 – $454.40 |
| Banner University Medical Center South | Tucson | $151.09 | $60.63 – $454.40 |
| Banner Baywood Medical Center | Mesa | $169.37 | $60.63 – $483.00 |
| Banner Boswell Medical Center | Sun City | $159.71 | $60.63 – $515.20 |
| Banner Casa Grande Medical Center | Casa Grande | $75.99 | $60.63 – $483.00 |