Cytomegalovirus (cmv) antibody igm at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$39.73

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$104.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.08 with United vs $67.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $7.08 ↓ -82%
United Commercial|Options PPO $10.11 ↓ -75%
United Commercial|All Other Plans $10.11 ↓ -75%
United Commercial|DignityHealthEmployee $12.73 ↓ -68%
Mercy Care Plan Medicare|All Plans $16.85 ↓ -58%
Aetna Medicare|All Plans $16.85 ↓ -58%
Mercy Care Plan Medicaid|All Plans $16.85 ↓ -58%
First Health Medicare|All Plans $16.85 ↓ -58%
BCBS - AZ Medicare|All Plans $16.85 ↓ -58%
Humana Medicare|All Plans $16.85 ↓ -58%
Optum Medicare|OptumCare $16.85 ↓ -58%
Care 1st Medicare|All Plans $16.85 ↓ -58%
United Medicare|All Other Plans $16.85 ↓ -58%
United Medicare|Dual Complete $16.85 ↓ -58%
Health Choice Medicare|All Plans $16.85 ↓ -58%
Health Choice Medicaid|All Plans $16.85 ↓ -58%
Cigna Medicare|All Plans $16.85 ↓ -58%
United Medicaid|All Plans $17.27 ↓ -57%
Optum Medicare|OptumHealth $18.54 ↓ -53%
Optum Commercial|OptumHealth $31.49 ↓ -21%
Cigna Commercial|Exchange $35.04 ↓ -12%
Cigna Commercial|LifeSource $36.85 ↓ -7%
Cigna Commercial|LocalPlus SureFit $37.45 ↓ -6%
Other Commercial|NTN $40.20 ↑ +1%
LifeTrac Commercial|All Plans $43.55 ↑ +10%
First Health Commercial|All Plans $46.90 ↑ +18%
Health Net Commercial|Interlink $46.90 ↑ +18%
Cigna Commercial|All Other Plans $49.28 ↑ +24%
MultiPlan Commercial|All Plans $52.93 ↑ +33%
Aetna Commercial|All Plans $53.05 ↑ +34%
BCBS - AZ Commercial|Neighborhood $58.05 ↑ +46%
BCBS - AZ Commercial|MaricopaFocus $58.05 ↑ +46%
BCBS - AZ Commercial|Workers Comp $67.00 ↑ +69%
BCBS - AZ Commercial|All Other Plans $67.00 ↑ +69%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cytomegalovirus (cmv) antibody igm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $11.59 $16.85 – $38.25
Banner Estrella Medical Center Phoenix $14.95 $16.85 – $38.25
Arizona General Hospital Laveen Phoenix $65.96 $10.11 – $235.30
Mercy Gilbert Medical Center Gilbert $146.13 $9.44 – $51.90
Banner University Medical Center Tucson Tucson $13.12 $16.85 – $40.80
Banner University Medical Center South Tucson $8.30 $16.85 – $40.80
Banner Baywood Medical Center Mesa $10.25 $16.85 – $45.75
Banner Behavioral Health Hospital Scottsdale $35.74 $16.85 – $42.70

All Arizona hospitals for this procedure →