Cytomegalovirus (cmv) antibody igm at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$61.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.85 with Wellpoint vs $77.19 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $16.85 ↑ +45%
Aetna Medicare Advantage $16.85 ↑ +45%
Arizona Physicians IPA Medicaid $16.85 ↑ +45%
Arizona Physicians IPA Medicare Advantage $16.85 ↑ +45%
Banner Health Medicare Advantage $16.85 ↑ +45%
Banner University Health Plan AZ Medicaid - AHCCCS $16.85 ↑ +45%
Banner University Health Plan Medicare Advantage $16.85 ↑ +45%
Banner University Health Plan University Care Advantage $16.85 ↑ +45%
Banner University Health Plan University Family Plan $16.85 ↑ +45%
Blue Cross Blue Shield of Arizona Medicare Advantage $16.85 ↑ +45%
Care 1st Medicare Advantage $16.85 ↑ +45%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $16.85 ↑ +45%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $16.85 ↑ +45%
Gila River Health Care Corporation Managed Care Program $16.85 ↑ +45%
Health Choice Arizona, Inc. Medicaid $16.85 ↑ +45%
Health Choice Arizona, Inc. Medicare Advantage $16.85 ↑ +45%
Health Net Medicaid $16.85 ↑ +45%
Health Net Medicare $16.85 ↑ +45%
Kaiser Foundation Health Plan Medicare Advantage $16.85 ↑ +45%
Mercy Care Medicaid $16.85 ↑ +45%
Mercy Care Mercy Care Advantage $16.85 ↑ +45%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $16.85 ↑ +45%
United Healthcare Medicare Advantage $16.85 ↑ +45%
UPMC Health Plan Medicare Advantage $16.85 ↑ +45%
Aetna Banner Employee Plans $17.14 ↑ +48%
Humana Medicare Advantage $17.36 ↑ +50%
Carelon Medicare Advantage $17.69 ↑ +53%
Devoted Health Services Medicare Advantage $17.69 ↑ +53%
Gold Kidney Health Plan Medicare Advantage $18.54 ↑ +60%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $18.54 ↑ +60%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $22.52 ↑ +94%
NaphCare Federal $22.75 ↑ +96%
Aetna Qualified Health Plan $22.92 ↑ +98%
Plotkin Health Plotkin Health $22.95 ↑ +98%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $22.95 ↑ +98%
United Healthcare Individual Exchange $23.59 ↑ +104%
Health Net Commerical Exchange Product $24.94 ↑ +115%
Health Choice Arizona, Inc. ACA Health Plan $25.27 ↑ +118%
Aetna Medical Rental $26.88 ↑ +132%
Quiktrip Corporation Commercial $27.54 ↑ +138%
Oscar Health Plan Commercial $27.80 ↑ +140%
Cigna Healthcare of Arizona, Inc. LocalFlex $29.57 ↑ +155%
United Healthcare UHC Doctor's Plan $31.17 ↑ +169%
Cigna Healthcare of Arizona, Inc. Commercial $32.85 ↑ +183%
United Healthcare UHC Core $34.46 ↑ +197%
Arizona Medical Network Commercial $35.70 ↑ +208%
United Healthcare Commercial $37.92 ↑ +227%
Provider Network of America Commercial $38.25 ↑ +230%
Aetna Joint Venture $56.58 ↑ +388%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $57.89 ↑ +399%
Aetna Designated Group $60.12 ↑ +419%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $61.75 ↑ +433%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $64.84 ↑ +459%
Aetna Broad Network $70.74 ↑ +510%
Blue Cross Blue Shield of Arizona Commercial $77.19 ↑ +566%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $77.19 ↑ +566%

Visitor-reported prices

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Cytomegalovirus (cmv) antibody igm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $14.95 $16.85 – $38.25
Arizona General Hospital Laveen Phoenix $65.96 $10.11 – $235.30
St. Joseph’s Hospital and Medical Center Phoenix $39.73 $7.08 – $52.93
Mercy Gilbert Medical Center Gilbert $146.13 $9.44 – $51.90
Banner University Medical Center Tucson Tucson $13.12 $16.85 – $40.80
Banner University Medical Center South Tucson $8.30 $16.85 – $40.80
Banner Baywood Medical Center Mesa $10.25 $16.85 – $45.75
Banner Behavioral Health Hospital Scottsdale $35.74 $16.85 – $42.70

All Arizona hospitals for this procedure →