Chromosome karyotype study at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$91.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$240.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$14.06 with United vs $134.00 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|Navigate | $14.06 | ↓ -85% |
| United | Commercial|Options PPO | $20.08 | ↓ -78% |
| United | Commercial|All Other Plans | $20.08 | ↓ -78% |
| United | Commercial|DignityHealthEmployee | $25.46 | ↓ -72% |
| Mercy Care Plan | Medicare|All Plans | $33.47 | ↓ -63% |
| Aetna | Medicare|All Plans | $33.47 | ↓ -63% |
| Mercy Care Plan | Medicaid|All Plans | $33.47 | ↓ -63% |
| First Health | Medicare|All Plans | $33.47 | ↓ -63% |
| BCBS - AZ | Medicare|All Plans | $33.47 | ↓ -63% |
| Humana | Medicare|All Plans | $33.47 | ↓ -63% |
| Optum | Medicare|OptumCare | $33.47 | ↓ -63% |
| Care 1st | Medicare|All Plans | $33.47 | ↓ -63% |
| United | Medicare|All Other Plans | $33.47 | ↓ -63% |
| United | Medicare|Dual Complete | $33.47 | ↓ -63% |
| Health Choice | Medicare|All Plans | $33.47 | ↓ -63% |
| Health Choice | Medicaid|All Plans | $33.47 | ↓ -63% |
| Cigna | Medicare|All Plans | $33.47 | ↓ -63% |
| United | Medicaid|All Plans | $34.31 | ↓ -63% |
| Optum | Medicare|OptumHealth | $36.82 | ↓ -60% |
| Optum | Commercial|OptumHealth | $62.98 | ↓ -31% |
| Cigna | Commercial|Exchange | $69.63 | ↓ -24% |
| Cigna | Commercial|LifeSource | $73.70 | ↓ -20% |
| Cigna | Commercial|LocalPlus SureFit | $74.42 | ↓ -19% |
| Other | Commercial|NTN | $80.40 | ↓ -12% |
| LifeTrac | Commercial|All Plans | $87.10 | ↓ -5% |
| Health Net | Commercial|Interlink | $93.80 | ↑ +2% |
| First Health | Commercial|All Plans | $93.80 | ↑ +2% |
| Cigna | Commercial|All Other Plans | $97.92 | ↑ +7% |
| Aetna | Commercial|All Plans | $105.36 | ↑ +15% |
| MultiPlan | Commercial|All Plans | $105.86 | ↑ +15% |
| BCBS - AZ | Commercial|Neighborhood | $130.67 | ↑ +43% |
| BCBS - AZ | Commercial|MaricopaFocus | $130.67 | ↑ +43% |
| BCBS - AZ | Commercial|Workers Comp | $134.00 | ↑ +46% |
| BCBS - AZ | Commercial|All Other Plans | $134.00 | ↑ +46% |
Visitor-reported prices
Comments
Chromosome karyotype study at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $40.01 | $33.47 – $121.50 |
| Banner Estrella Medical Center | Phoenix | $35.96 | $33.47 – $121.50 |
| Mercy Gilbert Medical Center | Gilbert | $32.97 | $18.76 – $103.18 |
| Banner University Medical Center Tucson | Tucson | $24.75 | $33.47 – $80.80 |
| Banner University Medical Center South | Tucson | $23.84 | $33.47 – $80.80 |
| Banner Baywood Medical Center | Mesa | $34.51 | $33.47 – $121.50 |
| Banner Boswell Medical Center | Sun City | $34.99 | $33.47 – $129.60 |
| Banner Casa Grande Medical Center | Casa Grande | $29.16 | $33.47 – $121.50 |