Chromosome karyotype study at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$40.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$162.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.47 with Wellpoint vs $173.73 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $33.47 ↓ -16%
Aetna Medicare Advantage $33.47 ↓ -16%
Arizona Physicians IPA Medicaid $33.47 ↓ -16%
Arizona Physicians IPA Medicare Advantage $33.47 ↓ -16%
Banner Health Medicare Advantage $33.47 ↓ -16%
Banner University Health Plan AZ Medicaid - AHCCCS $33.47 ↓ -16%
Banner University Health Plan Medicare Advantage $33.47 ↓ -16%
Banner University Health Plan University Care Advantage $33.47 ↓ -16%
Banner University Health Plan University Family Plan $33.47 ↓ -16%
Blue Cross Blue Shield of Arizona Medicare Advantage $33.47 ↓ -16%
Care 1st Medicare Advantage $33.47 ↓ -16%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $33.47 ↓ -16%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $33.47 ↓ -16%
Gila River Health Care Corporation Managed Care Program $33.47 ↓ -16%
Health Choice Arizona, Inc. Medicaid $33.47 ↓ -16%
Health Choice Arizona, Inc. Medicare Advantage $33.47 ↓ -16%
Health Net Medicaid $33.47 ↓ -16%
Health Net Medicare $33.47 ↓ -16%
Kaiser Foundation Health Plan Medicare Advantage $33.47 ↓ -16%
Mercy Care Medicaid $33.47 ↓ -16%
Mercy Care Mercy Care Advantage $33.47 ↓ -16%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $33.47 ↓ -16%
United Healthcare Medicare Advantage $33.47 ↓ -16%
UPMC Health Plan Medicare Advantage $33.47 ↓ -16%
Humana Medicare Advantage $34.47 ↓ -14%
Devoted Health Services Medicare Advantage $35.14 ↓ -12%
Carelon Medicare Advantage $35.14 ↓ -12%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $36.82 ↓ -8%
Gold Kidney Health Plan Medicare Advantage $36.82 ↓ -8%
NaphCare Federal $45.18 ↑ +13%
Aetna Qualified Health Plan $45.52 ↑ +14%
United Healthcare Individual Exchange $46.86 ↑ +17%
Health Net Commerical Exchange Product $49.54 ↑ +24%
Health Choice Arizona, Inc. ACA Health Plan $50.20 ↑ +25%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $50.69 ↑ +27%
Aetna Banner Employee Plans $54.43 ↑ +36%
Oscar Health Plan Commercial $55.23 ↑ +38%
Cigna Healthcare of Arizona, Inc. LocalFlex $58.75 ↑ +47%
United Healthcare UHC Doctor's Plan $61.91 ↑ +55%
Cigna Healthcare of Arizona, Inc. Commercial $65.28 ↑ +63%
United Healthcare UHC Core $68.44 ↑ +71%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $72.90 ↑ +82%
Plotkin Health Plotkin Health $72.90 ↑ +82%
United Healthcare Commercial $75.31 ↑ +88%
Aetna Medical Rental $85.37 ↑ +113%
Quiktrip Corporation Commercial $87.48 ↑ +119%
Aetna Joint Venture $112.39 ↑ +181%
Arizona Medical Network Commercial $113.40 ↑ +183%
Aetna Designated Group $119.42 ↑ +198%
Provider Network of America Commercial $121.50 ↑ +204%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $130.30 ↑ +226%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $138.98 ↑ +247%
Aetna Broad Network $140.51 ↑ +251%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $145.93 ↑ +265%
Blue Cross Blue Shield of Arizona Commercial $173.73 ↑ +334%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $173.73 ↑ +334%

Visitor-reported prices

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Chromosome karyotype study at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $35.96 $33.47 – $121.50
St. Joseph’s Hospital and Medical Center Phoenix $91.68 $14.06 – $105.86
Mercy Gilbert Medical Center Gilbert $32.97 $18.76 – $103.18
Banner University Medical Center Tucson Tucson $24.75 $33.47 – $80.80
Banner University Medical Center South Tucson $23.84 $33.47 – $80.80
Banner Baywood Medical Center Mesa $34.51 $33.47 – $121.50
Banner Boswell Medical Center Sun City $34.99 $33.47 – $129.60
Banner Casa Grande Medical Center Casa Grande $29.16 $33.47 – $121.50

All Arizona hospitals for this procedure →