Cardioversion elective electrical conversion arrhythmia external at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$920.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,409.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$111.93 with Health Choice vs $2,409.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $111.93 ↓ -88%
United Medicaid|All Plans $111.93 ↓ -88%
United Commercial|DignityHealthEmployee $457.71 ↓ -50%
United Medicare|Dual Complete $680.61 ↓ -26%
Care 1st Medicare|All Plans $697.45 ↓ -24%
Humana Medicare|All Plans $697.45 ↓ -24%
Optum Medicare|OptumCare $697.45 ↓ -24%
Aetna Medicare|All Plans $697.45 ↓ -24%
First Health Medicare|All Plans $697.45 ↓ -24%
United Medicare|All Other Plans $697.45 ↓ -24%
Cigna Medicare|All Plans $697.45 ↓ -24%
BCBS - AZ Medicare|All Plans $697.45 ↓ -24%
Health Choice Medicare|All Plans $697.45 ↓ -24%
Mercy Care Plan Medicaid|All Plans $697.45 ↓ -24%
Mercy Care Plan Medicare|All Plans $697.45 ↓ -24%
Devoted Health Medicare|All Plans $718.37 ↓ -22%
Optum Medicare|OptumHealth $767.20 ↓ -17%
United Commercial|Navigate $951.00 ↑ +3%
United Commercial|All Other Plans $1,126.00 ↑ +22%
United Commercial|Options PPO $1,132.00 ↑ +23%
Optum Commercial|OptumHealth $1,132.23 ↑ +23%
Cigna Commercial|LifeSource $1,324.95 ↑ +44%
Other Commercial|NTN $1,445.40 ↑ +57%
BCBS - AZ Commercial|Neighborhood $1,507.13 ↑ +64%
BCBS - AZ Commercial|MaricopaFocus $1,507.13 ↑ +64%
LifeTrac Commercial|All Plans $1,565.85 ↑ +70%
First Health Commercial|All Plans $1,589.94 ↑ +73%
Connected Care Commercial|Intel $1,589.94 ↑ +73%
Health Net Commercial|Interlink $1,686.30 ↑ +83%
MultiPlan Commercial|All Plans $1,903.11 ↑ +107%
BCBS - AZ Commercial|All Other Plans $2,009.50 ↑ +118%
BCBS - AZ Commercial|Workers Comp $2,409.00 ↑ +162%

Visitor-reported prices

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Cardioversion elective electrical conversion arrhythmia external at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,206.66 $407.38 – $1,299.75
Banner Estrella Medical Center Phoenix $570.16 $407.38 – $1,299.75
Arizona General Hospital Laveen Phoenix $590.82 $111.93 – $2,107.86
Mercy Gilbert Medical Center Gilbert $714.63 $111.93 – $2,035.88
Banner University Medical Center Tucson Tucson $946.02 $407.38 – $2,221.60
Banner University Medical Center South Tucson $613.72 $407.38 – $2,221.60
Banner Baywood Medical Center Mesa $412.45 $407.38 – $1,299.75
Banner Boswell Medical Center Sun City $1,119.56 $407.38 – $1,386.40

All Arizona hospitals for this procedure →