Cardioversion elective electrical conversion arrhythmia external at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,206.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,733.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$407.38 with Banner University Health Plan vs $2,769.22 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $407.38 ↓ -66%
Arizona Physicians IPA Medicaid $407.38 ↓ -66%
Health Net Medicaid $407.38 ↓ -66%
Health Choice Arizona, Inc. Medicaid $407.38 ↓ -66%
Banner University Health Plan University Family Plan $407.38 ↓ -66%
Mercy Care Medicaid $407.38 ↓ -66%
Aetna Banner Employee Plans $582.29 ↓ -52%
Banner University Health Plan University Care Advantage $697.45 ↓ -42%
Aetna Medicare Advantage $697.45 ↓ -42%
Arizona Physicians IPA Medicare Advantage $697.45 ↓ -42%
Banner Health Medicare Advantage $697.45 ↓ -42%
Banner University Health Plan Medicare Advantage $697.45 ↓ -42%
Blue Cross Blue Shield of Arizona Medicare Advantage $697.45 ↓ -42%
Care 1st Medicare Advantage $697.45 ↓ -42%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $697.45 ↓ -42%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $697.45 ↓ -42%
Gila River Health Care Corporation Managed Care Program $697.45 ↓ -42%
Health Choice Arizona, Inc. Medicare Advantage $697.45 ↓ -42%
Health Net Medicare $697.45 ↓ -42%
Kaiser Foundation Health Plan Medicare Advantage $697.45 ↓ -42%
Mercy Care Mercy Care Advantage $697.45 ↓ -42%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $697.45 ↓ -42%
United Healthcare Medicare Advantage $697.45 ↓ -42%
UPMC Health Plan Medicare Advantage $697.45 ↓ -42%
Wellpoint Medicare Advantage HMO $697.45 ↓ -42%
Humana Medicare Advantage $718.37 ↓ -40%
Carelon Medicare Advantage $732.32 ↓ -39%
Devoted Health Services Medicare Advantage $732.32 ↓ -39%
Gold Kidney Health Plan Medicare Advantage $767.20 ↓ -36%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $767.20 ↓ -36%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $779.85 ↓ -35%
Plotkin Health Plotkin Health $779.85 ↓ -35%
Aetna Joint Venture $800.65 ↓ -34%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $808.02 ↓ -33%
United Healthcare UHC Doctor's Plan $840.50 ↓ -30%
Aetna Designated Group $850.90 ↓ -29%
United Healthcare UHC Core $878.63 ↓ -27%
Aetna Medical Rental $913.29 ↓ -24%
United Healthcare Commercial $925.42 ↓ -23%
Quiktrip Corporation Commercial $935.82 ↓ -22%
NaphCare Federal $941.56 ↓ -22%
Aetna Qualified Health Plan $948.53 ↓ -21%
United Healthcare Individual Exchange $976.43 ↓ -19%
Aetna Broad Network $999.94 ↓ -17%
Health Net Commerical Exchange Product $1,032.23 ↓ -14%
Health Choice Arizona, Inc. ACA Health Plan $1,046.17 ↓ -13%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,138.58 ↓ -6%
Oscar Health Plan Commercial $1,150.79 ↓ -5%
Cigna Healthcare of Arizona, Inc. Commercial $1,190.57 ↓ -1%
Arizona Medical Network Commercial $1,213.10 ↑ +1%
Provider Network of America Commercial $1,299.75 ↑ +8%
Humana Commercial $1,910.00 ↑ +58%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,076.91 ↑ +72%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,215.37 ↑ +84%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,326.12 ↑ +93%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $2,769.22 ↑ +129%
Blue Cross Blue Shield of Arizona Commercial $2,769.22 ↑ +129%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Cardioversion elective electrical conversion arrhythmia external at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $570.16 $407.38 – $1,299.75
Arizona General Hospital Laveen Phoenix $590.82 $111.93 – $2,107.86
St. Joseph’s Hospital and Medical Center Phoenix $920.24 $111.93 – $1,903.11
Mercy Gilbert Medical Center Gilbert $714.63 $111.93 – $2,035.88
Banner University Medical Center Tucson Tucson $946.02 $407.38 – $2,221.60
Banner University Medical Center South Tucson $613.72 $407.38 – $2,221.60
Banner Baywood Medical Center Mesa $412.45 $407.38 – $1,299.75
Banner Boswell Medical Center Sun City $1,119.56 $407.38 – $1,386.40

All Arizona hospitals for this procedure →