Biopsy(ies) & aspiration(s) bone marrow diagnostic (both sides) at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,456.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,666.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$78.32 with United vs $5,552.12 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $78.32 ↓ -98%
Health Choice Medicaid|All Plans $78.32 ↓ -98%
United Commercial|DignityHealthEmployee $1,335.32 ↓ -70%
BCBS - AZ Commercial|MaricopaFocus $1,770.91 ↓ -60%
BCBS - AZ Commercial|Neighborhood $1,770.91 ↓ -60%
Cigna Commercial|Exchange $2,119.00 ↓ -52%
Cigna Commercial|LocalPlus SureFit $2,269.00 ↓ -49%
BCBS - AZ Commercial|All Other Plans $2,361.22 ↓ -47%
United Medicare|Dual Complete $2,976.76 ↓ -33%
Cigna Commercial|All Other Plans $2,985.00 ↓ -33%
Care 1st Medicare|All Plans $3,050.43 ↓ -32%
Humana Medicare|All Plans $3,050.43 ↓ -32%
Optum Medicare|OptumCare $3,050.43 ↓ -32%
Aetna Medicare|All Plans $3,050.43 ↓ -32%
First Health Medicare|All Plans $3,050.43 ↓ -32%
United Medicare|All Other Plans $3,050.43 ↓ -32%
Cigna Medicare|All Plans $3,050.43 ↓ -32%
BCBS - AZ Medicare|All Plans $3,050.43 ↓ -32%
Health Choice Medicare|All Plans $3,050.43 ↓ -32%
Mercy Care Plan Medicaid|All Plans $3,050.43 ↓ -32%
Mercy Care Plan Medicare|All Plans $3,050.43 ↓ -32%
Devoted Health Medicare|All Plans $3,141.94 ↓ -29%
Optum Commercial|OptumHealth $3,303.16 ↓ -26%
Optum Medicare|OptumHealth $3,355.47 ↓ -25%
BCBS - AZ Commercial|Workers Comp $3,499.51 ↓ -21%
Cigna Commercial|LifeSource $3,865.40 ↓ -13%
Other Commercial|NTN $4,216.80 ↓ -5%
LifeTrac Commercial|All Plans $4,568.20 ↑ +3%
Health Net Commercial|Interlink $4,919.60 ↑ +10%
First Health Commercial|All Plans $4,919.60 ↑ +10%
MultiPlan Commercial|All Plans $5,552.12 ↑ +25%

Visitor-reported prices

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Biopsy(ies) & aspiration(s) bone marrow diagnostic (both sides) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $3,566.39 $385.80 – $4,118.08
Banner Estrella Medical Center Phoenix $3,425.46 $385.80 – $4,118.08
Arizona General Hospital Laveen Phoenix not published $78.32 – $3,141.95
Mercy Gilbert Medical Center Gilbert $2,605.14 $78.32 – $3,383.38
Banner University Medical Center Tucson Tucson $3,937.17 $385.80 – $4,118.08
Banner University Medical Center South Tucson $1,016.58 $385.80 – $4,118.08
Banner Baywood Medical Center Mesa $3,565.79 $385.80 – $4,018.00
Banner Boswell Medical Center Sun City $3,386.85 $385.80 – $3,355.47

All Arizona hospitals for this procedure →