Biopsy(ies) & aspiration(s) bone marrow diagnostic (both sides) at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$3,566.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,929.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$385.80 with Aetna vs $4,270.60 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $385.80 ↓ -89%
Aetna Banner Employee Plans $432.10 ↓ -88%
Aetna Qualified Health Plan $434.02 ↓ -88%
Health Choice Arizona, Inc. Medicare Advantage $578.70 ↓ -84%
Plotkin Health Plotkin Health $578.70 ↓ -84%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $578.70 ↓ -84%
Aetna Joint Venture $594.13 ↓ -83%
United Healthcare UHC Doctor's Plan $623.71 ↓ -83%
Aetna Designated Group $631.43 ↓ -82%
United Healthcare UHC Core $652.00 ↓ -82%
Aetna Medical Rental $677.72 ↓ -81%
United Healthcare Commercial $686.72 ↓ -81%
Quiktrip Corporation Commercial $694.44 ↓ -81%
Aetna Broad Network $742.02 ↓ -79%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $771.60 ↓ -78%
Cigna Healthcare of Arizona, Inc. LocalFlex $844.90 ↓ -76%
Cigna Healthcare of Arizona, Inc. Commercial $883.48 ↓ -75%
Arizona Medical Network Commercial $900.20 ↓ -75%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↓ -73%
Health Net Medicare $964.50 ↓ -73%
Health Choice Arizona, Inc. ACA Health Plan $964.50 ↓ -73%
Oscar Health Plan Commercial $964.50 ↓ -73%
Provider Network of America Commercial $964.50 ↓ -73%
Health Net Commerical Exchange Product $1,041.66 ↓ -71%
Health Choice Arizona, Inc. Medicaid $1,718.26 ↓ -52%
Health Net Medicaid $1,718.26 ↓ -52%
Mercy Care Medicaid $1,718.26 ↓ -52%
Banner University Health Plan AZ Medicaid - AHCCCS $1,718.26 ↓ -52%
Banner University Health Plan University Family Plan $1,718.26 ↓ -52%
Arizona Physicians IPA Medicaid $1,718.26 ↓ -52%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↓ -32%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↓ -27%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↓ -23%
Wellpoint Medicare Advantage HMO $3,050.43 ↓ -14%
Arizona Physicians IPA Medicare Advantage $3,050.43 ↓ -14%
Banner Health Medicare Advantage $3,050.43 ↓ -14%
Banner University Health Plan Medicare Advantage $3,050.43 ↓ -14%
Banner University Health Plan University Care Advantage $3,050.43 ↓ -14%
Blue Cross Blue Shield of Arizona Medicare Advantage $3,050.43 ↓ -14%
Care 1st Medicare Advantage $3,050.43 ↓ -14%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3,050.43 ↓ -14%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3,050.43 ↓ -14%
Gila River Health Care Corporation Managed Care Program $3,050.43 ↓ -14%
Kaiser Foundation Health Plan Medicare Advantage $3,050.43 ↓ -14%
Mercy Care Mercy Care Advantage $3,050.43 ↓ -14%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3,050.43 ↓ -14%
United Healthcare Medicare Advantage $3,050.43 ↓ -14%
UPMC Health Plan Medicare Advantage $3,050.43 ↓ -14%
Humana Medicare Advantage $3,141.94 ↓ -12%
Carelon Medicare Advantage $3,202.95 ↓ -10%
Devoted Health Services Medicare Advantage $3,202.95 ↓ -10%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↓ -9%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↓ -9%
Gold Kidney Health Plan Medicare Advantage $3,355.47 ↓ -6%
NaphCare Federal $4,118.08 ↑ +15%
United Healthcare Individual Exchange $4,270.60 ↑ +20%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Biopsy(ies) & aspiration(s) bone marrow diagnostic (both sides) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $3,425.46 $385.80 – $4,118.08
St. Joseph’s Hospital and Medical Center Phoenix $4,456.42 $78.32 – $5,552.12
Arizona General Hospital Laveen Phoenix not published $78.32 – $3,141.95
Mercy Gilbert Medical Center Gilbert $2,605.14 $78.32 – $3,383.38
Banner University Medical Center Tucson Tucson $3,937.17 $385.80 – $4,118.08
Banner University Medical Center South Tucson $1,016.58 $385.80 – $4,118.08
Banner Baywood Medical Center Mesa $3,565.79 $385.80 – $4,018.00
Banner Boswell Medical Center Sun City $3,386.85 $385.80 – $3,355.47

All Arizona hospitals for this procedure →