Biliary endoscopy thru skin at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$5,016.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$13,133.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$386.58 with Health Choice vs $14,072.65 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $386.58 | ↓ -92% |
| United | Medicaid|All Plans | $386.58 | ↓ -92% |
| United | Commercial|DignityHealthEmployee | $2,495.27 | ↓ -50% |
| Optum | Commercial|OptumHealth | $6,172.51 | ↑ +23% |
| Cigna | Commercial|Exchange | $6,984.00 | ↑ +39% |
| BCBS - AZ | Commercial|Neighborhood | $7,121.40 | ↑ +42% |
| BCBS - AZ | Commercial|MaricopaFocus | $7,121.40 | ↑ +42% |
| Cigna | Commercial|LifeSource | $7,223.15 | ↑ +44% |
| Cigna | Commercial|LocalPlus SureFit | $7,475.00 | ↑ +49% |
| Other | Commercial|NTN | $7,879.80 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $8,536.45 | ↑ +70% |
| Health Net | Commercial|Interlink | $9,193.10 | ↑ +83% |
| First Health | Commercial|All Plans | $9,193.10 | ↑ +83% |
| BCBS - AZ | Commercial|All Other Plans | $9,495.20 | ↑ +89% |
| Cigna | Commercial|All Other Plans | $9,836.00 | ↑ +96% |
| MultiPlan | Commercial|All Plans | $10,375.07 | ↑ +107% |
| United | Medicare|Dual Complete | $10,828.50 | ↑ +116% |
| United | Medicare|All Other Plans | $11,096.49 | ↑ +121% |
| First Health | Medicare|All Plans | $11,096.49 | ↑ +121% |
| Aetna | Medicare|All Plans | $11,096.49 | ↑ +121% |
| Care 1st | Medicare|All Plans | $11,096.49 | ↑ +121% |
| Cigna | Medicare|All Plans | $11,096.49 | ↑ +121% |
| Mercy Care Plan | Medicaid|All Plans | $11,096.49 | ↑ +121% |
| Mercy Care Plan | Medicare|All Plans | $11,096.49 | ↑ +121% |
| Humana | Medicare|All Plans | $11,096.49 | ↑ +121% |
| BCBS - AZ | Medicare|All Plans | $11,096.49 | ↑ +121% |
| Optum | Medicare|OptumCare | $11,096.49 | ↑ +121% |
| Health Choice | Medicare|All Plans | $11,096.49 | ↑ +121% |
| Devoted Health | Medicare|All Plans | $11,429.38 | ↑ +128% |
| Optum | Medicare|OptumHealth | $12,206.14 | ↑ +143% |
| BCBS - AZ | Commercial|Workers Comp | $14,072.65 | ↑ +181% |
Visitor-reported prices
Comments
Biliary endoscopy thru skin at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $1,459.21 | $1,834.20 – $18,309.21 |
| Banner Estrella Medical Center | Phoenix | $1,577.41 | $1,426.60 – $18,309.21 |
| Arizona General Hospital Laveen | Phoenix | not published | $386.58 – $11,429.39 |
| Banner University Medical Center Tucson | Tucson | $3,475.36 | $3,350.90 – $18,309.21 |
| Banner University Medical Center South | Tucson | $5,045.50 | $3,350.90 – $18,309.21 |
| Banner Baywood Medical Center | Mesa | $1,393.99 | $1,426.60 – $18,309.21 |
| Banner Casa Grande Medical Center | Casa Grande | $1,129.05 | $1,426.60 – $16,644.74 |
| Banner Desert Medical Center | Mesa | $1,442.90 | $1,426.60 – $18,309.21 |