Biliary endoscopy thru skin at Banner Baywood Medical Center

6644 East Baywood Avenue, Mesa, AZ · Banner Health · · NPI 1194758284

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,393.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,076.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,426.60 with Hospice of the Valley vs $18,309.21 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hospice of the Valley Medicare $1,426.60 ↑ +2%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,834.20 ↑ +32%
Plotkin Health Plotkin Health $1,834.20 ↑ +32%
Aetna Medical Rental $2,148.05 ↑ +54%
Quiktrip Corporation Commercial $2,201.04 ↑ +58%
Arizona Medical Network Commercial $2,853.20 ↑ +105%
Provider Network of America Commercial $3,057.00 ↑ +119%
Health Net Medicaid $3,668.82 ↑ +163%
Mercy Care Mercy Medicaid $3,668.82 ↑ +163%
Banner University Health Plan AZ Medicaid - AHCCCS $3,668.82 ↑ +163%
Health Choice Arizona, Inc. Medicaid $3,668.82 ↑ +163%
Arizona Physicians IPA Medicaid $3,668.82 ↑ +163%
Aetna Banner Employee Plans $4,094.00 ↑ +194%
United Healthcare UHC Doctor's Plan $5,878.00 ↑ +322%
Aetna Joint Venture $5,974.00 ↑ +329%
Aetna Designated Group $6,347.00 ↑ +355%
Aetna Broad Network $7,467.00 ↑ +436%
United Healthcare UHC Core $8,965.00 ↑ +543%
United Healthcare Commercial $9,437.00 ↑ +577%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $9,813.71 ↑ +604%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $10,467.96 ↑ +651%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $10,991.27 ↑ +688%
Wellpoint Medicare Advantage HMO $11,096.49 ↑ +696%
Aetna Medicare Advantage $11,096.49 ↑ +696%
Arizona Physicians IPA Medicare Advantage $11,096.49 ↑ +696%
Banner Health Medicare Advantage $11,096.49 ↑ +696%
Banner University Health Plan University Care Advantage $11,096.49 ↑ +696%
Blue Cross Blue Shield of Arizona Medicare Advantage $11,096.49 ↑ +696%
Care 1st Medicare Advantage $11,096.49 ↑ +696%
Gila River Health Care Corporation Managed Care Program $11,096.49 ↑ +696%
Health Choice Arizona, Inc. Medicare Advantage $11,096.49 ↑ +696%
Health Net Medicare $11,096.49 ↑ +696%
Humana Medicare Advantage $11,096.49 ↑ +696%
Kaiser Foundation Health Plan Medicare Advantage $11,096.49 ↑ +696%
Mercy Care Mercy Care Advantage $11,096.49 ↑ +696%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $11,096.49 ↑ +696%
United Healthcare UHC Medicare Advantage $11,096.49 ↑ +696%
UPMC Health Plan Medicare Advantage $11,096.49 ↑ +696%
Carelon Medicare Advantage $11,651.31 ↑ +736%
Devoted Health Services Medicare Advantage $11,651.31 ↑ +736%
Arizona Priority Care Medicare Advantage $12,206.14 ↑ +776%
Gold Kidney Health Plan Medicare Advantage $12,206.14 ↑ +776%
Blue Cross Blue Shield of Arizona Commercial $13,084.95 ↑ +839%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $13,084.95 ↑ +839%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $13,084.95 ↑ +839%
Aetna Qualified Health Plan $15,091.23 ↑ +983%
Cigna Healthcare of Arizona, Inc. LocalFlex $15,138.00 ↑ +986%
United Healthcare Individual Exchange $15,535.09 ↑ +1014%
Health Net Commerical Exchange Product $16,422.81 ↑ +1078%
Health Choice Arizona, Inc. ACA Health Plan $16,644.74 ↑ +1094%
Cigna Healthcare of Arizona, Inc. Commercial $16,820.00 ↑ +1107%
Oscar Health Plan Commercial $18,309.21 ↑ +1213%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Biliary endoscopy thru skin at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Desert Medical Center Mesa $1,442.90 $1,426.60 – $18,309.21
Banner Heart Hospital Mesa $1,153.51 $1,426.60 – $18,309.21
Arizona General Hospital Mesa Mesa not published $386.58 – $11,429.39
Banner University Medical Center Phoenix Phoenix $1,459.21 $1,834.20 – $18,309.21
Banner University Medical Center Tucson Tucson $3,475.36 $3,350.90 – $18,309.21
Banner University Medical Center South Tucson $5,045.50 $3,350.90 – $18,309.21
Banner Casa Grande Medical Center Casa Grande $1,129.05 $1,426.60 – $16,644.74
Banner Ironwood Medical Center San Tan Valley $1,573.34 $1,426.60 – $16,644.74

All Arizona hospitals for this procedure →