Avulsion nail plate partial/complete simple single nail plate at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$268.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$703.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.50 with United vs $555.37 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $56.50 ↓ -79%
Health Choice Medicaid|All Plans $56.50 ↓ -79%
United Commercial|DignityHealthEmployee $133.57 ↓ -50%
BCBS - AZ Commercial|MaricopaFocus $187.73 ↓ -30%
BCBS - AZ Commercial|Neighborhood $187.73 ↓ -30%
United Medicare|Dual Complete $206.66 ↓ -23%
Care 1st Medicare|All Plans $211.78 ↓ -21%
Aetna Medicare|All Plans $211.78 ↓ -21%
Mercy Care Plan Medicare|All Plans $211.78 ↓ -21%
First Health Medicare|All Plans $211.78 ↓ -21%
Humana Medicare|All Plans $211.78 ↓ -21%
Health Choice Medicare|All Plans $211.78 ↓ -21%
United Medicare|All Other Plans $211.78 ↓ -21%
Mercy Care Plan Medicaid|All Plans $211.78 ↓ -21%
Cigna Medicare|All Plans $211.78 ↓ -21%
BCBS - AZ Medicare|All Plans $211.78 ↓ -21%
Optum Medicare|OptumCare $211.78 ↓ -21%
Devoted Health Medicare|All Plans $218.13 ↓ -19%
Optum Medicare|OptumHealth $232.96 ↓ -13%
BCBS - AZ Commercial|All Other Plans $250.31 ↓ -7%
Optum Commercial|OptumHealth $330.41 ↑ +23%
BCBS - AZ Commercial|Workers Comp $370.98 ↑ +38%
Cigna Commercial|LifeSource $386.65 ↑ +44%
Other Commercial|NTN $421.80 ↑ +57%
LifeTrac Commercial|All Plans $456.95 ↑ +70%
Health Net Commercial|Interlink $492.10 ↑ +83%
First Health Commercial|All Plans $492.10 ↑ +83%
MultiPlan Commercial|All Plans $555.37 ↑ +107%

Visitor-reported prices

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Avulsion nail plate partial/complete simple single nail plate at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $271.43 $100.65 – $393.00
Banner Estrella Medical Center Phoenix not published $130.17 – $258.70
Arizona General Hospital Laveen Phoenix not published $56.50 – $218.14
Mercy Gilbert Medical Center Gilbert $171.47 $56.50 – $536.69
Banner Baywood Medical Center Mesa $201.22 $130.17 – $393.00
Banner Boswell Medical Center Sun City $126.37 $130.17 – $419.20
Banner Casa Grande Medical Center Casa Grande $235.80 $130.17 – $393.00
Banner Payson Medical Center Payson $34.26 $24.42 – $54.00

All Arizona hospitals for this procedure →