Avulsion nail plate partial/complete simple single nail plate at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$34.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.42 with Aetna vs $355.99 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $24.42 ↓ -29%
Wellpoint Medicare Advantage HMO $24.60 ↓ -28%
Gila River Health Care Corporation Managed Care Program $24.60 ↓ -28%
UPMC Health Plan Medicare Advantage $24.60 ↓ -28%
Aetna Medicare Advantage $24.60 ↓ -28%
United Healthcare UHC Medicare Advantage $24.60 ↓ -28%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $24.60 ↓ -28%
Arizona Physicians IPA Medicare Advantage $24.60 ↓ -28%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $24.60 ↓ -28%
Banner Health Medicare Advantage $24.60 ↓ -28%
TriWest Healthcare Alliance Corp - VA CCN Tricare $24.60 ↓ -28%
Banner University Health Plan Medicare Advantage $24.60 ↓ -28%
Health Choice Arizona, Inc. Medicare Advantage $24.60 ↓ -28%
Blue Cross Blue Shield of Arizona Medicare Advantage $24.60 ↓ -28%
Health Net Medicare $24.60 ↓ -28%
Care 1st Medicare Advantage $24.60 ↓ -28%
Mercy Care Mercy Care Advantage $24.60 ↓ -28%
Kaiser Foundation Health Plan Medicare Advantage $24.60 ↓ -28%
Carelon Medicare Advantage $25.83 ↓ -25%
Humana Medicare Advantage $26.08 ↓ -24%
Plotkin Health Plotkin Health $27.00 ↓ -21%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $27.00 ↓ -21%
Gold Kidney Health Plan Medicare Advantage $27.06 ↓ -21%
Arizona Priority Care Medicare Advantage $27.06 ↓ -21%
Devoted Health Services Medicare Advantage $27.06 ↓ -21%
Aetna Joint Venture $31.80 ↓ -7%
Aetna Aetna Qualified Health Plan $33.48 ↓ -2%
Health Choice Arizona, Inc. ACA Health Plan $35.10 ↑ +2%
Health Net Commerical Exchange Product $36.41 ↑ +6%
Aetna Medical Rental $38.58 ↑ +13%
Aetna Broad Network $39.72 ↑ +16%
United Healthcare UHC Individual Exchange $40.20 ↑ +17%
Oscar Health Plan Commercial $40.59 ↑ +18%
Quiktrip Corporation Commercial $42.00 ↑ +23%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $47.76 ↑ +39%
Provider Network of America Commercial $54.00 ↑ +58%
Arizona Medical Network Commercial $54.00 ↑ +58%
Health Net Medicaid $130.17 ↑ +280%
Mercy Care Mercy Medicaid $130.17 ↑ +280%
Banner University Health Plan AZ Medicaid - AHCCCS $130.17 ↑ +280%
Arizona Physicians IPA Medicaid $130.17 ↑ +280%
Health Choice Arizona, Inc. Medicaid $130.17 ↑ +280%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $266.99 ↑ +679%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $284.79 ↑ +731%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $299.03 ↑ +773%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $340.02 ↑ +892%
Blue Cross Blue Shield of Arizona Commercial $355.99 ↑ +939%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $355.99 ↑ +939%

Visitor-reported prices

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Avulsion nail plate partial/complete simple single nail plate at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $171.47 $56.50 – $536.69
Banner University Medical Center Phoenix Phoenix $271.43 $100.65 – $393.00
Banner Baywood Medical Center Mesa $201.22 $130.17 – $393.00
Banner Boswell Medical Center Sun City $126.37 $130.17 – $419.20
Banner Casa Grande Medical Center Casa Grande $235.80 $130.17 – $393.00
St. Joseph’s Hospital and Medical Center Phoenix $268.55 $56.50 – $555.37
Yavapai Regional Medical Center (East) Prescott $520.89 $56.50 – $117.66
Chandler Regional Medical Center Chandler $186.80 $56.50 – $585.48

All Arizona hospitals for this procedure →