Aqua therapy w/exercise/ea 15 min 97113 at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$166.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$436.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.62 with United vs $434.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $38.62 | ↓ -77% |
| United | Commercial|DignityHealthEmployee | $82.84 | ↓ -50% |
| Aetna | Commercial|All Plans | $154.54 | ↓ -7% |
| United | Commercial|Navigate | $162.00 | ↓ -3% |
| Optum | Commercial|OptumHealth | $204.92 | ↑ +23% |
| Cigna | Commercial|LifeSource | $239.80 | ↑ +44% |
| Other | Commercial|NTN | $261.60 | ↑ +57% |
| Connected Care | Commercial|Intel | $274.68 | ↑ +65% |
| Cigna | Commercial|Exchange | $280.00 | ↑ +68% |
| LifeTrac | Commercial|All Plans | $283.40 | ↑ +70% |
| Cigna | Commercial|LocalPlus SureFit | $300.00 | ↑ +80% |
| First Health | Commercial|All Plans | $305.20 | ↑ +83% |
| Health Net | Commercial|Interlink | $305.20 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $344.44 | ↑ +107% |
| United | Commercial|All Other Plans | $354.00 | ↑ +113% |
| Cigna | Commercial|All Other Plans | $395.00 | ↑ +137% |
| United | Commercial|Options PPO | $434.00 | ↑ +161% |
Visitor-reported prices
Comments
Aqua therapy w/exercise/ea 15 min 97113 at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Del Webb Medical Center | Sun City West | $27.03 | $35.80 – $241.00 |
| Banner Payson Medical Center | Payson | $18.17 | $18.56 – $70.20 |
| Banner Thunderbird Medical Center | Glendale | $27.03 | $35.80 – $241.00 |
| Banner Page Hospital | Page | $64.75 | $26.89 – $107.35 |