Aqua therapy w/exercise/ea 15 min 97113 at Banner Payson Medical Center

807 South Ponderosa Street, Payson, AZ · Banner Health · · NPI 1063923340

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$18.17

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$78.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.56 with Arizona Physicians IPA vs $198.62 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $18.56 ↑ +2%
Mercy Care Mercy Medicaid $18.56 ↑ +2%
Health Net Medicaid $18.56 ↑ +2%
Banner Health Medicare Advantage $31.98 ↑ +76%
Aetna Medicare Advantage $31.98 ↑ +76%
Arizona Physicians IPA Medicare Advantage $31.98 ↑ +76%
Banner University Health Plan Medicare Advantage $31.98 ↑ +76%
Blue Cross Blue Shield of Arizona Medicare Advantage $31.98 ↑ +76%
Care 1st Medicare Advantage $31.98 ↑ +76%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan/PPO Medicare Advantage Plan $31.98 ↑ +76%
Gila River Health Care Corporation Managed Care Program $31.98 ↑ +76%
Health Choice Arizona, Inc. Medicare Advantage $31.98 ↑ +76%
Health Net Medicare $31.98 ↑ +76%
Kaiser Foundation Health Plan Medicare Advantage $31.98 ↑ +76%
Mercy Care Mercy Care Advantage $31.98 ↑ +76%
TriWest Healthcare Alliance Corp - VA CCN Tricare $31.98 ↑ +76%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $31.98 ↑ +76%
United Healthcare UHC Medicare Advantage $31.98 ↑ +76%
UPMC Health Plan Medicare Advantage $31.98 ↑ +76%
Wellpoint Medicare Advantage HMO $31.98 ↑ +76%
Carelon Medicare Advantage $33.58 ↑ +85%
Humana Medicare Advantage $33.90 ↑ +87%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $35.10 ↑ +93%
Plotkin Health Plotkin Health $35.10 ↑ +93%
Devoted Health Services Medicare Advantage $35.18 ↑ +94%
Arizona Priority Care Medicare Advantage $35.18 ↑ +94%
Gold Kidney Health Plan Medicare Advantage $35.18 ↑ +94%
Aetna Joint Venture $41.34 ↑ +128%
Aetna Aetna Qualified Health Plan $43.52 ↑ +140%
Health Choice Arizona, Inc. ACA Health Plan $45.63 ↑ +151%
Health Net Commerical Exchange Product $47.33 ↑ +160%
Aetna Medical Rental $50.15 ↑ +176%
Aetna Broad Network $51.64 ↑ +184%
United Healthcare UHC Individual Exchange $52.26 ↑ +188%
Oscar Health Plan Commercial $52.77 ↑ +190%
Quiktrip Corporation Commercial $54.60 ↑ +200%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $62.09 ↑ +242%
Provider Network of America Commercial $70.20 ↑ +286%
Arizona Medical Network Commercial $70.20 ↑ +286%
Aetna Banner Employee Plans $81.00 ↑ +346%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $148.97 ↑ +720%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $158.90 ↑ +775%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $166.84 ↑ +818%
Blue Cross Blue Shield of Arizona BCBSAZ Medicare $189.71 ↑ +944%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $198.62 ↑ +993%
Blue Cross Blue Shield of Arizona Commercial $198.62 ↑ +993%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Aqua therapy w/exercise/ea 15 min 97113 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Del Webb Medical Center Sun City West $27.03 $35.80 – $241.00
Banner Thunderbird Medical Center Glendale $27.03 $35.80 – $241.00
Banner Page Hospital Page $64.75 $26.89 – $107.35
St. Joseph’s Hospital and Medical Center Phoenix $166.56 $38.62 – $344.44

All Arizona hospitals for this procedure →