Apl(pml-rara) quant - sendout at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$699.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,830.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.07 with United vs $699.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $87.07 ↓ -88%
United Commercial|Options PPO $124.39 ↓ -82%
United Commercial|All Other Plans $124.39 ↓ -82%
United Commercial|DignityHealthEmployee $132.81 ↓ -81%
Mercy Care Plan Medicare|All Plans $207.31 ↓ -70%
Aetna Medicare|All Plans $207.31 ↓ -70%
Mercy Care Plan Medicaid|All Plans $207.31 ↓ -70%
First Health Medicare|All Plans $207.31 ↓ -70%
BCBS - AZ Medicare|All Plans $207.31 ↓ -70%
Humana Medicare|All Plans $207.31 ↓ -70%
Optum Medicare|OptumCare $207.31 ↓ -70%
Care 1st Medicare|All Plans $207.31 ↓ -70%
United Medicare|Dual Complete $207.31 ↓ -70%
Health Choice Medicare|All Plans $207.31 ↓ -70%
Health Choice Medicaid|All Plans $207.31 ↓ -70%
Cigna Medicare|All Plans $207.31 ↓ -70%
United Medicare|All Other Plans $207.31 ↓ -70%
United Medicaid|All Plans $212.49 ↓ -70%
Optum Medicare|OptumHealth $228.04 ↓ -67%
Optum Commercial|OptumHealth $328.53 ↓ -53%
Cigna Commercial|LifeSource $384.45 ↓ -45%
Other Commercial|NTN $419.40 ↓ -40%
Cigna Commercial|Exchange $431.20 ↓ -38%
LifeTrac Commercial|All Plans $454.35 ↓ -35%
Cigna Commercial|LocalPlus SureFit $460.85 ↓ -34%
Health Net Commercial|Interlink $489.30 ↓ -30%
First Health Commercial|All Plans $489.30 ↓ -30%
MultiPlan Commercial|All Plans $552.21 ↓ -21%
Cigna Commercial|All Other Plans $606.38 ↓ -13%
Aetna Commercial|All Plans $652.55 ↓ -7%
BCBS - AZ Commercial|Workers Comp $699.00 ↓ -0%
BCBS - AZ Commercial|Neighborhood $699.00 ↓ -0%
BCBS - AZ Commercial|MaricopaFocus $699.00 ↓ -0%
BCBS - AZ Commercial|All Other Plans $699.00 ↓ -0%

Visitor-reported prices

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Apl(pml-rara) quant - sendout at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $278.72 $207.31 – $749.25
Banner Estrella Medical Center Phoenix $186.81 $207.31 – $749.25
Arizona General Hospital Laveen Phoenix $205.19 $124.38 – $1,008.92
Mercy Gilbert Medical Center Gilbert $204.00 $116.10 – $638.52
Banner University Medical Center Tucson Tucson $206.79 $207.31 – $680.80
Banner University Medical Center South Tucson $145.52 $207.31 – $680.80
Banner Baywood Medical Center Mesa $217.78 $207.31 – $749.25
Banner Boswell Medical Center Sun City $226.77 $207.31 – $799.20

All Arizona hospitals for this procedure →