Apl(pml-rara) quant - sendout at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$278.72

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$999.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$207.31 with Wellpoint vs $1,076.12 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $207.31 ↓ -26%
Aetna Medicare Advantage $207.31 ↓ -26%
Arizona Physicians IPA Medicaid $207.31 ↓ -26%
Arizona Physicians IPA Medicare Advantage $207.31 ↓ -26%
Banner Health Medicare Advantage $207.31 ↓ -26%
Banner University Health Plan AZ Medicaid - AHCCCS $207.31 ↓ -26%
Banner University Health Plan Medicare Advantage $207.31 ↓ -26%
Banner University Health Plan University Care Advantage $207.31 ↓ -26%
Banner University Health Plan University Family Plan $207.31 ↓ -26%
Blue Cross Blue Shield of Arizona Medicare Advantage $207.31 ↓ -26%
Care 1st Medicare Advantage $207.31 ↓ -26%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $207.31 ↓ -26%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $207.31 ↓ -26%
Gila River Health Care Corporation Managed Care Program $207.31 ↓ -26%
Health Choice Arizona, Inc. Medicaid $207.31 ↓ -26%
Health Choice Arizona, Inc. Medicare Advantage $207.31 ↓ -26%
Health Net Medicaid $207.31 ↓ -26%
Health Net Medicare $207.31 ↓ -26%
Kaiser Foundation Health Plan Medicare Advantage $207.31 ↓ -26%
Mercy Care Medicaid $207.31 ↓ -26%
Mercy Care Mercy Care Advantage $207.31 ↓ -26%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $207.31 ↓ -26%
United Healthcare Medicare Advantage $207.31 ↓ -26%
UPMC Health Plan Medicare Advantage $207.31 ↓ -26%
Humana Medicare Advantage $213.53 ↓ -23%
Devoted Health Services Medicare Advantage $217.68 ↓ -22%
Carelon Medicare Advantage $217.68 ↓ -22%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $228.04 ↓ -18%
Gold Kidney Health Plan Medicare Advantage $228.04 ↓ -18%
NaphCare Federal $279.87 ↑ +0%
Aetna Qualified Health Plan $281.94 ↑ +1%
United Healthcare Individual Exchange $290.23 ↑ +4%
Health Net Commerical Exchange Product $306.82 ↑ +10%
Health Choice Arizona, Inc. ACA Health Plan $310.96 ↑ +12%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $314.00 ↑ +13%
Aetna Banner Employee Plans $335.66 ↑ +20%
Oscar Health Plan Commercial $342.06 ↑ +23%
Cigna Healthcare of Arizona, Inc. LocalFlex $363.82 ↑ +31%
United Healthcare UHC Doctor's Plan $383.44 ↑ +38%
Cigna Healthcare of Arizona, Inc. Commercial $404.25 ↑ +45%
United Healthcare UHC Core $423.92 ↑ +52%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $449.55 ↑ +61%
Plotkin Health Plotkin Health $449.55 ↑ +61%
United Healthcare Commercial $466.45 ↑ +67%
Aetna Medical Rental $526.47 ↑ +89%
Quiktrip Corporation Commercial $539.46 ↑ +94%
Aetna Joint Venture $696.15 ↑ +150%
Arizona Medical Network Commercial $699.30 ↑ +151%
Aetna Designated Group $739.68 ↑ +165%
Provider Network of America Commercial $749.25 ↑ +169%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $807.09 ↑ +190%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $860.90 ↑ +209%
Aetna Broad Network $870.29 ↑ +212%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $903.93 ↑ +224%
Blue Cross Blue Shield of Arizona Commercial $1,076.12 ↑ +286%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,076.12 ↑ +286%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Apl(pml-rara) quant - sendout at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $186.81 $207.31 – $749.25
Arizona General Hospital Laveen Phoenix $205.19 $124.38 – $1,008.92
St. Joseph’s Hospital and Medical Center Phoenix $699.06 $87.07 – $552.21
Mercy Gilbert Medical Center Gilbert $204.00 $116.10 – $638.52
Banner University Medical Center Tucson Tucson $206.79 $207.31 – $680.80
Banner University Medical Center South Tucson $145.52 $207.31 – $680.80
Banner Baywood Medical Center Mesa $217.78 $207.31 – $749.25
Banner Boswell Medical Center Sun City $226.77 $207.31 – $799.20

All Arizona hospitals for this procedure →