Ablation cardiac vagal inputs atrium at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$10,472.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$27,415.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.13 with United vs $527.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|DignityHealthEmployee $100.13 ↓ -99%
United Medicaid|All Plans $103.70 ↓ -99%
United Medicare|Dual Complete $162.73 ↓ -98%
Aetna Medicare|All Plans $166.76 ↓ -98%
Care 1st Medicare|All Plans $166.76 ↓ -98%
Humana Medicare|All Plans $166.76 ↓ -98%
Optum Medicare|OptumCare $166.76 ↓ -98%
First Health Medicare|All Plans $166.76 ↓ -98%
United Medicare|All Other Plans $166.76 ↓ -98%
Cigna Medicare|All Plans $166.76 ↓ -98%
BCBS - AZ Medicare|All Plans $166.76 ↓ -98%
Health Choice Medicaid|All Plans $166.76 ↓ -98%
Health Choice Medicare|All Plans $166.76 ↓ -98%
Mercy Care Plan Medicaid|All Plans $166.76 ↓ -98%
Mercy Care Plan Medicare|All Plans $166.76 ↓ -98%
Optum Medicare|OptumHealth $183.44 ↓ -98%
Cigna Commercial|Exchange $184.45 ↓ -98%
Cigna Commercial|LocalPlus SureFit $200.26 ↓ -98%
Optum Commercial|OptumHealth $247.69 ↓ -98%
Cigna Commercial|All Other Plans $258.23 ↓ -98%
Cigna Commercial|LifeSource $289.85 ↓ -97%
Other Commercial|NTN $316.20 ↓ -97%
LifeTrac Commercial|All Plans $342.55 ↓ -97%
Connected Care Commercial|Intel $347.82 ↓ -97%
First Health Commercial|All Plans $368.90 ↓ -96%
Health Net Commercial|Interlink $368.90 ↓ -96%
BCBS - AZ Commercial|Neighborhood $382.71 ↓ -96%
BCBS - AZ Commercial|MaricopaFocus $382.71 ↓ -96%
MultiPlan Commercial|All Plans $416.33 ↓ -96%
BCBS - AZ Commercial|All Other Plans $510.28 ↓ -95%
BCBS - AZ Commercial|Workers Comp $527.00 ↓ -95%

Visitor-reported prices

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Ablation cardiac vagal inputs atrium at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $13,712.11 $56.11 – $275.15
Banner Estrella Medical Center Phoenix $1,637.12 $101.17 – $3,609.00
Mercy Gilbert Medical Center Gilbert $6,618.63 $103.70 – $734.58
Banner University Medical Center Tucson Tucson $8,057.00 $101.17 – $389.60
Banner University Medical Center South Tucson $1,144.48 $101.17 – $3,538.40
Banner Baywood Medical Center Mesa $2,183.34 $101.17 – $12,389.00
Banner Boswell Medical Center Sun City $6,041.77 $56.11 – $275.15
Banner Casa Grande Medical Center Casa Grande $1,221.34 $101.17 – $3,609.00

All Arizona hospitals for this procedure →