Ablation cardiac vagal inputs atrium at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$13,712.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$46,799.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.11 with Aetna vs $508.83 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $56.11 ↓ -100%
Plotkin Health Plotkin Health $75.15 ↓ -99%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $75.15 ↓ -99%
Aetna Joint Venture $77.15 ↓ -99%
United Healthcare UHC Doctor's Plan $81.00 ↓ -99%
Aetna Designated Group $82.00 ↓ -99%
United Healthcare UHC Core $84.67 ↓ -99%
Aetna Medical Rental $88.01 ↓ -99%
United Healthcare Commercial $89.18 ↓ -99%
Quiktrip Corporation Commercial $90.18 ↓ -99%
Aetna Broad Network $96.36 ↓ -99%
Arizona Physicians IPA Medicaid $101.17 ↓ -99%
Mercy Care Medicaid $101.17 ↓ -99%
Health Net Medicaid $101.17 ↓ -99%
Health Choice Arizona, Inc. Medicaid $101.17 ↓ -99%
Banner University Health Plan AZ Medicaid - AHCCCS $101.17 ↓ -99%
Banner University Health Plan University Family Plan $101.17 ↓ -99%
Cigna Healthcare of Arizona, Inc. LocalFlex $109.72 ↓ -99%
Cigna Healthcare of Arizona, Inc. Commercial $114.73 ↓ -99%
Arizona Medical Network Commercial $116.90 ↓ -99%
Provider Network of America Commercial $125.25 ↓ -99%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $148.47 ↓ -99%
Wellpoint Medicare Advantage HMO $166.76 ↓ -99%
Aetna Medicare Advantage $166.76 ↓ -99%
Arizona Physicians IPA Medicare Advantage $166.76 ↓ -99%
Banner Health Medicare Advantage $166.76 ↓ -99%
Banner University Health Plan Medicare Advantage $166.76 ↓ -99%
Banner University Health Plan University Care Advantage $166.76 ↓ -99%
Blue Cross Blue Shield of Arizona Medicare Advantage $166.76 ↓ -99%
Care 1st Medicare Advantage $166.76 ↓ -99%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $166.76 ↓ -99%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $166.76 ↓ -99%
Gila River Health Care Corporation Managed Care Program $166.76 ↓ -99%
Health Choice Arizona, Inc. Medicare Advantage $166.76 ↓ -99%
Health Net Medicare $166.76 ↓ -99%
Kaiser Foundation Health Plan Medicare Advantage $166.76 ↓ -99%
Mercy Care Mercy Care Advantage $166.76 ↓ -99%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $166.76 ↓ -99%
United Healthcare Medicare Advantage $166.76 ↓ -99%
UPMC Health Plan Medicare Advantage $166.76 ↓ -99%
Humana Medicare Advantage $171.76 ↓ -99%
Devoted Health Services Medicare Advantage $175.10 ↓ -99%
Carelon Medicare Advantage $175.10 ↓ -99%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $183.44 ↓ -99%
Gold Kidney Health Plan Medicare Advantage $183.44 ↓ -99%
NaphCare Federal $225.13 ↓ -98%
Aetna Qualified Health Plan $226.79 ↓ -98%
United Healthcare Individual Exchange $233.46 ↓ -98%
Health Net Commerical Exchange Product $246.80 ↓ -98%
Health Choice Arizona, Inc. ACA Health Plan $250.14 ↓ -98%
Oscar Health Plan Commercial $275.15 ↓ -98%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $381.62 ↓ -97%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $407.06 ↓ -97%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $427.41 ↓ -97%
Blue Cross Blue Shield of Arizona Commercial $508.83 ↓ -96%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $508.83 ↓ -96%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ablation cardiac vagal inputs atrium at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $1,637.12 $101.17 – $3,609.00
St. Joseph’s Hospital and Medical Center Phoenix $10,472.53 $100.13 – $416.33
Mercy Gilbert Medical Center Gilbert $6,618.63 $103.70 – $734.58
Banner University Medical Center Tucson Tucson $8,057.00 $101.17 – $389.60
Banner University Medical Center South Tucson $1,144.48 $101.17 – $3,538.40
Banner Baywood Medical Center Mesa $2,183.34 $101.17 – $12,389.00
Banner Boswell Medical Center Sun City $6,041.77 $56.11 – $275.15
Banner Casa Grande Medical Center Casa Grande $1,221.34 $101.17 – $3,609.00

All Arizona hospitals for this procedure →