Ablate heart dysrhythm focus at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$12,202.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$31,943.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$591.86 with United vs $37,605.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $591.86 | ↓ -95% |
| United | Commercial|Navigate | $1,819.00 | ↓ -85% |
| United | Commercial|All Other Plans | $2,677.00 | ↓ -78% |
| United | Commercial|Options PPO | $3,293.00 | ↓ -73% |
| United | Commercial|DignityHealthEmployee | $6,069.17 | ↓ -50% |
| BCBS - AZ | Commercial|MaricopaFocus | $6,806.58 | ↓ -44% |
| BCBS - AZ | Commercial|Neighborhood | $6,806.58 | ↓ -44% |
| United | Medicare|Dual Complete | $7,892.23 | ↓ -35% |
| Aetna | Medicare|All Plans | $8,087.55 | ↓ -34% |
| Health Choice | Medicare|All Plans | $8,087.55 | ↓ -34% |
| First Health | Medicare|All Plans | $8,087.55 | ↓ -34% |
| Optum | Medicare|OptumCare | $8,087.55 | ↓ -34% |
| Mercy Care Plan | Medicare|All Plans | $8,087.55 | ↓ -34% |
| United | Medicare|All Other Plans | $8,087.55 | ↓ -34% |
| Health Choice | Medicaid|All Plans | $8,087.55 | ↓ -34% |
| Cigna | Medicare|All Plans | $8,087.55 | ↓ -34% |
| BCBS - AZ | Medicare|All Plans | $8,087.55 | ↓ -34% |
| Mercy Care Plan | Medicaid|All Plans | $8,087.55 | ↓ -34% |
| Humana | Medicare|All Plans | $8,087.55 | ↓ -34% |
| Care 1st | Medicare|All Plans | $8,087.55 | ↓ -34% |
| Optum | Medicare|OptumHealth | $8,896.31 | ↓ -27% |
| BCBS - AZ | Commercial|All Other Plans | $9,075.45 | ↓ -26% |
| BCBS - AZ | Commercial|Workers Comp | $13,392.17 | ↑ +10% |
| Optum | Commercial|OptumHealth | $15,013.21 | ↑ +23% |
| Cigna | Commercial|LifeSource | $17,568.65 | ↑ +44% |
| Other | Commercial|NTN | $19,165.80 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $20,762.95 | ↑ +70% |
| Connected Care | Commercial|Intel | $21,082.38 | ↑ +73% |
| First Health | Commercial|All Plans | $22,360.10 | ↑ +83% |
| Health Net | Commercial|Interlink | $22,360.10 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $25,234.97 | ↑ +107% |
| Cigna | Commercial|Exchange | $26,700.00 | ↑ +119% |
| Aetna | Commercial|All Plans | $28,096.00 | ↑ +130% |
| Cigna | Commercial|LocalPlus SureFit | $28,580.00 | ↑ +134% |
| Cigna | Commercial|All Other Plans | $37,605.00 | ↑ +208% |
Visitor-reported prices
Comments
Ablate heart dysrhythm focus at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $5,449.21 | $2,640.55 – $13,948.50 |
| Banner Estrella Medical Center | Phoenix | $6,118.74 | $4,406.90 – $13,948.50 |
| Mercy Gilbert Medical Center | Gilbert | $5,920.98 | $591.86 – $18,533.13 |
| Banner University Medical Center Tucson | Tucson | $4,045.47 | $4,406.90 – $13,344.46 |
| Banner University Medical Center South | Tucson | $1,799.69 | $4,078.50 – $13,344.46 |
| Banner Baywood Medical Center | Mesa | $1,841.20 | $4,406.90 – $13,948.50 |
| Banner Boswell Medical Center | Sun City | $4,500.72 | $4,406.90 – $14,878.40 |
| Banner Desert Medical Center | Mesa | $5,988.56 | $4,406.90 – $13,948.50 |