Ablate heart dysrhythm focus at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$6,118.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,598.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,406.90 with Health Choice Arizona, Inc. vs $43,322.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Arizona, Inc. Medicaid $4,406.90 ↓ -28%
Banner University Health Plan AZ Medicaid - AHCCCS $4,406.90 ↓ -28%
Arizona Physicians IPA Medicaid $4,406.90 ↓ -28%
Health Net Medicaid $4,406.90 ↓ -28%
Mercy Care Mercy Medicaid $4,406.90 ↓ -28%
Hospice of the Valley Medicare $6,509.30 ↑ +6%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $6,787.21 ↑ +11%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $6,787.21 ↑ +11%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $7,239.69 ↑ +18%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $7,601.62 ↑ +24%
Blue Cross Blue Shield of Arizona Medicare Advantage $8,087.55 ↑ +32%
Humana Medicare Advantage $8,087.55 ↑ +32%
Care 1st Medicare Advantage $8,087.55 ↑ +32%
Wellpoint Medicare Advantage HMO $8,087.55 ↑ +32%
Gila River Health Care Corporation Managed Care Program $8,087.55 ↑ +32%
UPMC Health Plan Medicare Advantage $8,087.55 ↑ +32%
United Healthcare UHC Medicare Advantage $8,087.55 ↑ +32%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $8,087.55 ↑ +32%
Aetna Medicare Advantage $8,087.55 ↑ +32%
Arizona Physicians IPA Medicare Advantage $8,087.55 ↑ +32%
Banner Health Medicare Advantage $8,087.55 ↑ +32%
Banner University Health Plan University Care Advantage $8,087.55 ↑ +32%
Mercy Care Mercy Care Advantage $8,087.55 ↑ +32%
Kaiser Foundation Health Plan Medicare Advantage $8,087.55 ↑ +32%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $8,087.55 ↑ +32%
Health Choice Arizona, Inc. Medicare Advantage $8,087.55 ↑ +32%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $8,087.55 ↑ +32%
Health Net Medicare $8,087.55 ↑ +32%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $8,369.10 ↑ +37%
Plotkin Health Plotkin Health $8,369.10 ↑ +37%
Devoted Health Services Medicare Advantage $8,491.93 ↑ +39%
Carelon Medicare Advantage $8,491.93 ↑ +39%
Arizona Priority Care Medicare Advantage $8,896.31 ↑ +45%
Gold Kidney Health Plan Medicare Advantage $8,896.31 ↑ +45%
United Healthcare UHC Doctor's Plan $9,020.03 ↑ +47%
Blue Cross Blue Shield of Arizona Commercial $9,049.61 ↑ +48%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $9,049.61 ↑ +48%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $9,049.61 ↑ +48%
United Healthcare UHC Core $9,429.19 ↑ +54%
Aetna Medical Rental $9,801.15 ↑ +60%
United Healthcare Commercial $9,931.33 ↑ +62%
Quiktrip Corporation Commercial $10,042.92 ↑ +64%
NaphCare Federal Prison System $10,918.19 ↑ +78%
Aetna Qualified Health Plan $10,999.07 ↑ +80%
United Healthcare Individual Exchange $11,322.57 ↑ +85%
Health Net Commerical Exchange Product $11,969.57 ↑ +96%
Health Choice Arizona, Inc. ACA Health Plan $12,131.33 ↑ +98%
Cigna Healthcare of Arizona, Inc. LocalFlex $12,218.89 ↑ +100%
Cigna Healthcare of Arizona, Inc. Commercial $12,776.83 ↑ +109%
Arizona Medical Network Commercial $13,018.60 ↑ +113%
Oscar Health Plan Commercial $13,344.46 ↑ +118%
Provider Network of America Commercial $13,948.50 ↑ +128%
Aetna Banner Employee Plans $15,142.00 ↑ +147%
Aetna Joint Venture $34,658.00 ↑ +466%
Aetna Designated Group $36,824.00 ↑ +502%
Aetna Broad Network $43,322.00 ↑ +608%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ablate heart dysrhythm focus at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $5,449.21 $2,640.55 – $13,948.50
St. Joseph’s Hospital and Medical Center Phoenix $12,202.23 $591.86 – $25,234.97
Mercy Gilbert Medical Center Gilbert $5,920.98 $591.86 – $18,533.13
Banner University Medical Center Tucson Tucson $4,045.47 $4,406.90 – $13,344.46
Banner University Medical Center South Tucson $1,799.69 $4,078.50 – $13,344.46
Banner Baywood Medical Center Mesa $1,841.20 $4,406.90 – $13,948.50
Banner Boswell Medical Center Sun City $4,500.72 $4,406.90 – $14,878.40
Banner Desert Medical Center Mesa $5,988.56 $4,406.90 – $13,948.50

All Arizona hospitals for this procedure →