Warde zinc at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$21.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$135.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.39 with Care 1st vs $52.15 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $11.39 ↓ -47%
Gila River Health Care Corporation Managed Care Program $11.39 ↓ -47%
United Healthcare Medicare Advantage $11.39 ↓ -47%
UPMC Health Plan Medicare Advantage $11.39 ↓ -47%
Blue Cross Blue Shield of Arizona Medicare Advantage $11.39 ↓ -47%
Banner University Health Plan University Family Plan $11.39 ↓ -47%
Banner University Health Plan AZ Medicaid - AHCCCS $11.39 ↓ -47%
Banner University Health Plan University Care Advantage $11.39 ↓ -47%
Banner University Health Plan Medicare Advantage $11.39 ↓ -47%
Mercy Care Medicaid $11.39 ↓ -47%
Mercy Care Mercy Care Advantage $11.39 ↓ -47%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $11.39 ↓ -47%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $11.39 ↓ -47%
Aetna Medicare Advantage $11.39 ↓ -47%
Banner Health Medicare Advantage $11.39 ↓ -47%
Health Choice Arizona, Inc. Medicaid $11.39 ↓ -47%
Health Choice Arizona, Inc. Medicare Advantage $11.39 ↓ -47%
Kaiser Foundation Health Plan Medicare Advantage $11.39 ↓ -47%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $11.39 ↓ -47%
Health Net Medicare $11.39 ↓ -47%
Health Net Medicaid $11.39 ↓ -47%
Wellpoint Medicare Advantage HMO $11.39 ↓ -47%
Arizona Physicians IPA Medicaid $11.39 ↓ -47%
Arizona Physicians IPA Medicare Advantage $11.39 ↓ -47%
Humana Medicare Advantage $11.73 ↓ -46%
Aetna Banner Employee Plans $11.76 ↓ -46%
Carelon Medicare Advantage $11.96 ↓ -45%
Devoted Health Services Medicare Advantage $11.96 ↓ -45%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $12.53 ↓ -42%
Gold Kidney Health Plan Medicare Advantage $12.53 ↓ -42%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $15.22 ↓ -30%
NaphCare Federal $15.38 ↓ -29%
Aetna Qualified Health Plan $15.49 ↓ -28%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $15.75 ↓ -27%
Plotkin Health Plotkin Health $15.75 ↓ -27%
United Healthcare Individual Exchange $15.95 ↓ -26%
Health Net Commerical Exchange Product $16.86 ↓ -22%
Health Choice Arizona, Inc. ACA Health Plan $17.09 ↓ -21%
Aetna Medical Rental $18.45 ↓ -15%
Oscar Health Plan Commercial $18.79 ↓ -13%
Quiktrip Corporation Commercial $18.90 ↓ -13%
Cigna Healthcare of Arizona, Inc. LocalFlex $19.98 ↓ -8%
United Healthcare UHC Doctor's Plan $21.07 ↓ -2%
Cigna Healthcare of Arizona, Inc. Commercial $22.20 ↑ +3%
United Healthcare UHC Core $23.29 ↑ +8%
Arizona Medical Network Commercial $24.50 ↑ +13%
United Healthcare Commercial $25.64 ↑ +19%
Provider Network of America Commercial $26.25 ↑ +22%
Aetna Joint Venture $38.25 ↑ +77%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $39.11 ↑ +81%
Aetna Designated Group $40.64 ↑ +88%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $41.72 ↑ +93%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $43.81 ↑ +103%
Aetna Broad Network $47.82 ↑ +121%
Blue Cross Blue Shield of Arizona Commercial $52.15 ↑ +141%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $52.15 ↑ +141%

Visitor-reported prices

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Warde zinc at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $21.33 $11.39 – $26.25
Arizona General Hospital Laveen Phoenix $16.26 $6.83 – $55.47
St. Joseph’s Hospital and Medical Center Phoenix $27.13 $4.78 – $51.35
Mercy Gilbert Medical Center Gilbert $233.21 $6.38 – $35.09
Banner University Medical Center Tucson Tucson $21.87 $11.39 – $28.00
Banner University Medical Center South Tucson $21.06 $11.39 – $28.00
Banner Baywood Medical Center Mesa $17.14 $11.39 – $26.25
Banner Boswell Medical Center Sun City $20.38 $11.39 – $28.00

All Arizona hospitals for this procedure →