Warde zinc at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$21.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$135.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.39 with Aetna vs $52.15 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $11.39 | ↓ -47% |
| Gila River Health Care Corporation | Managed Care Program | $11.39 | ↓ -47% |
| Humana | Medicare Advantage | $11.39 | ↓ -47% |
| Arizona Physicians IPA | Medicare Advantage | $11.39 | ↓ -47% |
| Arizona Physicians IPA | Medicaid | $11.39 | ↓ -47% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $11.39 | ↓ -47% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $11.39 | ↓ -47% |
| Kaiser Foundation Health Plan | Medicare Advantage | $11.39 | ↓ -47% |
| Health Choice Arizona, Inc. | Medicare Advantage | $11.39 | ↓ -47% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $11.39 | ↓ -47% |
| Banner University Health Plan | University Care Advantage | $11.39 | ↓ -47% |
| Mercy Care | Mercy Medicaid | $11.39 | ↓ -47% |
| Mercy Care | Mercy Care Advantage | $11.39 | ↓ -47% |
| Health Choice Arizona, Inc. | Medicaid | $11.39 | ↓ -47% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $11.39 | ↓ -47% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $11.39 | ↓ -47% |
| Banner Health | Medicare Advantage | $11.39 | ↓ -47% |
| Care 1st | Medicare Advantage | $11.39 | ↓ -47% |
| Wellpoint | Medicare Advantage HMO | $11.39 | ↓ -47% |
| United Healthcare | UHC Medicare Advantage | $11.39 | ↓ -47% |
| UPMC Health Plan | Medicare Advantage | $11.39 | ↓ -47% |
| Health Net | Medicaid | $11.39 | ↓ -47% |
| Health Net | Medicare | $11.39 | ↓ -47% |
| Aetna | Banner Employee Plans | $11.76 | ↓ -45% |
| Devoted Health Services | Medicare Advantage | $11.96 | ↓ -44% |
| Carelon | Medicare Advantage | $11.96 | ↓ -44% |
| Hospice of the Valley | Medicare | $12.25 | ↓ -43% |
| Gold Kidney Health Plan | Medicare Advantage | $12.53 | ↓ -41% |
| Arizona Priority Care | Medicare Advantage | $12.53 | ↓ -41% |
| NaphCare | Federal Prison System | $15.38 | ↓ -28% |
| Aetna | Qualified Health Plan | $15.49 | ↓ -27% |
| Plotkin Health | Plotkin Health | $15.75 | ↓ -26% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $15.75 | ↓ -26% |
| United Healthcare | Individual Exchange | $15.95 | ↓ -25% |
| Health Net | Commerical Exchange Product | $16.86 | ↓ -21% |
| Health Choice Arizona, Inc. | ACA Health Plan | $17.09 | ↓ -20% |
| Aetna | Medical Rental | $18.45 | ↓ -14% |
| Oscar Health Plan | Commercial | $18.79 | ↓ -12% |
| Quiktrip Corporation | Commercial | $18.90 | ↓ -11% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $19.98 | ↓ -6% |
| United Healthcare | UHC Doctor's Plan | $21.07 | ↓ -1% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $22.20 | ↑ +4% |
| United Healthcare | UHC Core | $23.29 | ↑ +9% |
| Arizona Medical Network | Commercial | $24.50 | ↑ +15% |
| United Healthcare | Commercial | $25.64 | ↑ +20% |
| Provider Network of America | Commercial | $26.25 | ↑ +23% |
| Aetna | Joint Venture | $38.25 | ↑ +79% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $39.11 | ↑ +83% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $39.11 | ↑ +83% |
| Aetna | Designated Group | $40.64 | ↑ +91% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $41.72 | ↑ +96% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $43.81 | ↑ +105% |
| Aetna | Broad Network | $47.82 | ↑ +124% |
| Blue Cross Blue Shield of Arizona | Commercial | $52.15 | ↑ +144% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $52.15 | ↑ +144% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $52.15 | ↑ +144% |
Visitor-reported prices
Comments
Warde zinc at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $21.60 | $11.39 – $26.25 |
| Arizona General Hospital Laveen | Phoenix | $16.26 | $6.83 – $55.47 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $27.13 | $4.78 – $51.35 |
| Mercy Gilbert Medical Center | Gilbert | $233.21 | $6.38 – $35.09 |
| Banner University Medical Center Tucson | Tucson | $21.87 | $11.39 – $28.00 |
| Banner University Medical Center South | Tucson | $21.06 | $11.39 – $28.00 |
| Banner Baywood Medical Center | Mesa | $17.14 | $11.39 – $26.25 |
| Banner Boswell Medical Center | Sun City | $20.38 | $11.39 – $28.00 |