Vsrctv std tcd icr art compl at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$409.37
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,539.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$84.46 with Blue Cross Blue Shield of Arizona vs $1,154.25 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $84.46 | ↓ -79% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $217.08 | ↓ -47% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $231.56 | ↓ -43% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $243.13 | ↓ -41% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $289.45 | ↓ -29% |
| Blue Cross Blue Shield of Arizona | Commercial | $289.45 | ↓ -29% |
| Aetna | Medicare Advantage | $307.80 | ↓ -25% |
| Health Choice Arizona, Inc. | Medicaid | $344.74 | ↓ -16% |
| Health Net | Medicaid | $344.74 | ↓ -16% |
| Arizona Physicians IPA | Medicaid | $344.74 | ↓ -16% |
| Mercy Care | Medicaid | $344.74 | ↓ -16% |
| Aetna | Qualified Health Plan | $346.27 | ↓ -15% |
| Health Choice Arizona, Inc. | Medicare Advantage | $461.70 | ↑ +13% |
| Aetna | Banner Employee Plans | $517.10 | ↑ +26% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $615.60 | ↑ +50% |
| Plotkin Health | Plotkin Health | $692.55 | ↑ +69% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $692.55 | ↑ +69% |
| Aetna | Joint Venture | $711.02 | ↑ +74% |
| United Healthcare | UHC Doctor's Plan | $746.41 | ↑ +82% |
| Aetna | Designated Group | $755.65 | ↑ +85% |
| Health Choice Arizona, Inc. | ACA Health Plan | $769.50 | ↑ +88% |
| Oscar Health Plan | Commercial | $769.50 | ↑ +88% |
| Health Net | Medicare | $769.50 | ↑ +88% |
| United Healthcare | UHC Core | $780.27 | ↑ +91% |
| Aetna | Medical Rental | $811.05 | ↑ +98% |
| United Healthcare | Commercial | $821.83 | ↑ +101% |
| Health Net | Commerical Exchange Product | $831.06 | ↑ +103% |
| Quiktrip Corporation | Commercial | $831.06 | ↑ +103% |
| Aetna | Broad Network | $888.00 | ↑ +117% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,011.12 | ↑ +147% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,057.29 | ↑ +158% |
| Arizona Medical Network | Commercial | $1,077.30 | ↑ +163% |
| Provider Network of America | Commercial | $1,154.25 | ↑ +182% |
Visitor-reported prices
Comments
Vsrctv std tcd icr art compl at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $454.20 | $225.91 – $939.31 |
| Banner University Medical Center Tucson | Tucson | $261.71 | $164.60 – $658.40 |
| Banner Baywood Medical Center | Mesa | $275.48 | $217.08 – $1,154.25 |
| Banner Desert Medical Center | Mesa | $377.06 | $217.08 – $1,154.25 |
| Banner Heart Hospital | Mesa | $307.80 | $182.04 – $1,154.25 |